System Analyst

Hi ,

Greetings of the day from Innova Solutions (formerly known as ACS Solutions)

Please have a look at JD and revert me if you are interested in the same

Role: System Analyst

Job Level: More than 10 years of relevant experience

Duration: 6 Months

Key Responsibilities

1. Technical Delivery & Systems Analysis

Own BI FAST RFP, eMandate and Direct Debit delivery across requirements solution design integration testing rollout.

Produce engineering ready specifications:

o API specs (REST/JSON), OpenAPI/Swagger definitions

o Microservices interface contracts, event schemas, callback payloads

o Sequence diagrams, state machines, mapping specs, error models

Define end to end orchestration flows for:

o RFP initiation, acceptance, expiry, rejection

o Mandate lifecycle events

o Direct Debit presentment, validation, debit and return

Specify robust pre processing logic:

o Customer/account validation

o Entitlement and authorisation checks

o Funds availability

o Fraud/AML/sanctions gating

o Limits, thresholds, duplicate suppression

o Idempotency, retry and timeout handling

2. API & Microservices Architecture

Define API and microservices designs using existing components :

o Payment initiation microservices

o Validation & entitlement services

o Fraud/AML adapters

o Core banking and ledger integration patterns

Reuse existing:

o API standards (naming conventions, response structures, error formats)

o Security models (OAuth2/JWT, mTLS, signature validation)

o Eventing patterns (Kafka topics, event schemas, DLQ handling)

o Common libraries for logging, telemetry, utility functions

Ensure microservices follow UOB's engineering principles:

o Loose coupling, clear domain boundaries

o Async event driven integration where applicable

o High availability and horizontal scalability

o Observability (structured logs, metrics, tracing)

3. User Journeys, Entitlements & Authorisation

Define user journeys for:

o RFP initiation (corporate/merchant)

o RFP acceptance (retail/corporate)

o Mandate creation and management

o Direct Debit debit and return flows

Align journeys with entitlements and auth rules:

o Per transaction and daily limits

o Maker checker workflows for corporates

o Channel specific access rights

Coordinate with channel teams to maintain parity across Mobile, Internet Banking, H2H and API Banking.

4. Integration & Platform Engineering

Design integration between:

o Payment Hub / RFP Orchestrator

o BI FAST gateway

o Mandate / Direct Debit engines

o Core banking, ledger, AML, fraud

Use existing microservices blueprints for:

o Error propagation and code mapping

o Schema validation and transformation

o Event lifecycle management

o Callback patterns and async updates

5. Scheme, Regulatory & Risk Alignment

Translate BI FAST RFP, eMandate and Direct Debit scheme rules into:

o Validation rules

o Reason code mappings

o Reversal/return workflows

Embed mandatory controls:

o AML/CFT & sanctions

o Fraud monitoring

o Non repudiation and evidence capture

o TRM, cybersecurity and audit trail requirements

6. Testing, Deployment & Operational Readiness

Lead SIT/UAT/E2E test scenario design for:

o RFP acceptance settlement flows

o Mandate lifecycle

o Direct Debit presentment/return/dispute cases

o Timeouts, retries, negative tests

Work with Engineering & Ops to ensure:

o Monitoring dashboards and alerts

o Reconciliation and exception queues

o Runbooks for replay, retry and operational fixes

Support scheme certification and phased deployment.

Success Measures

High quality BI FAST RFP, eMandate and Direct Debit delivery with minimal defects.

Strong reuse of existing microservices, reducing build complexity and time to market.

High STP rates, stable performance and consistent low latency behaviour.

Clear, engineering ready specifications enabling smooth developer adoption.

Strong governance alignment across Product, Engineering, Operations and Risk.

Requirements:

Key Skills & Experience

712 years in payment systems analysis with experience in RFP, eMandate, Direct Debit, or similar.

Strong engineering/technical skills:

o API design (REST/JSON, OpenAPI/Swagger)

o Microservices architecture

o Event driven patterns (Kafka or equivalent)

o State machine and sequence diagram modelling

o HA/DR and low latency systems

Experience integrating with AML, fraud, entitlements and ledger systems.

Ability to reuse and extend existing platform components and code frameworks.

Key Domain/ Technical Skills:

Open API, Microservices

Java