Job Description
About PayerMax:
Headquartered in Singapore, PayerMax, a leading global fintech company, empowers cross-border commerce in 150+ countries with 600+ payment methods and 70+ currencies. Holding key regulatory licenses (including HongKong, Singapore, UAE, and the Philippines, etc.). We drive growth for gaming, e-commerce, and digital industries through AI-powered risk management and localized payment networks. Join us to build a global payment network and maximize growth beyond borders!
About the Role:
We are looking for an experienced backend engineer to join our Global Payments Engineering team. In this role, you will design and build scalable payment infrastructure that powers cross-border payment solutions across multiple markets. Working closely with regional Product, Business, and Compliance teams, you will deliver localized payment capabilities, integrate with global payment partners, and help drive our international business expansion.
What You Will Do:
1Global Payment Platform Development
a. Design, develop, and deliver payment capabilities that support global business expansion across multiple markets.
b. Build localization solutions based on regional business and regulatory requirements, including payment methods, settlement, and compliance capabilities.
c. Continuously improve platform scalability, reliability, and engineering efficiency.
2Regional Collaboration & Delivery
a. Work closely with regional Product, Business, and Compliance teams to deliver high-quality solutions.
b. Collaborate with overseas payment partners, banks, and financial institutions during technical integrations.
c. Drive cross-regional project delivery with distributed engineering teams across multiple time zones.
3Engineering Excellence
a. Participate in architecture design, technical solution reviews, and engineering best practices.
b. Improve engineering quality through automation, observability, and AI-assisted development.
c. Continuously optimize system performance, stability, and developer productivity.
What We Expect:
15+ years of backend software engineering experience, preferably in payments, fintech, banking, or other financial services.
2Strong backend engineering experience with Java and modern backend technologies, including distributed systems, microservices, Spring Boot, MySQL, Redis, MQ, and cloud-native architectures. Solid engineering fundamentals with experience building scalable, highly available backend systems.
3Ability to independently analyze business requirements and translate them into scalable, high-quality technical solutions, with a strong sense of ownership and execution.
4Excellent communication and collaboration skills, with fluent spoken and written English. Comfortable working with cross-functional teams and overseas stakeholders in a fast-paced, multicultural, and globally distributed environment.
Nice to Have:
1Experience in cross-border payments, acquiring, settlement, payout, merchant platforms, or other fintech products.
2Experience integrating with payment gateways, banks, financial institutions, or third-party service providers.
3Familiarity with regional payment ecosystems, regulatory requirements, and localization practices across Southeast Asia, the Middle East, or other international markets.
4Overseas working experience or experience collaborating with globally distributed engineering teams.
What You Will Gain:
1Build payment infrastructure at global scale, supporting businesses and transactions across multiple countries and regions.
2Collaborate with world-class engineering, product, and business teams in a multicultural, globally distributed environment, developing strong international collaboration and delivery capabilities.
3Gain hands-on experience with global payment ecosystems, working on localization, regulatory compliance, and integrations with international payment partners and financial institutions.
4Accelerate your career in a fast-growing fintech company, taking ownership of high-impact technical initiatives and growing toward senior engineering or technical leadership roles.
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