Underwriter (Commercial Lines)

1. MAIN TASKS AND RESPONSIBILITIES

1.1 Assist Team Leader/Senior Underwriter in the underwriting and management of Commercial Lines portfolio to achieve sustainable underwriting profit and premium growth

1.2 Aim to achieve a good working understanding of risk exposures and policy terms and conditions. Take steps towards deep learning and specializing in two lines of business. Accept only risks which one can understand

1.3 Adhere to underwriting/corporate guidelines

1.4 Collaborate with Distribution to identify opportunities and strategies in support of growth in Commercial Lines segments and develop appropriate underwriting solutions for our intermediaries/insureds. This includes research and development of new products and initiatives to meet changing customer needs that align with our company's interests.

1.5 Collaborate with Distribution to bring in new business and maintain high renewal retention

1.6 Support Distribution in engaging with intermediaries/insureds and conduct regular account review with the aim of improving underwriting results and premium growth.

1.7 Assist the Team Leader/Senior Underwriter to achieve the performance objectives of the team and maintain a high level of service

1.8 Participate in any other projects and tasks as assigned

EXPERIENCE & ANY SPECIFIC SKILLS SET REQUIRED

• Minimum 4 years of experience in general insurance servicing and 3 years in underwriting commercial lines products
• Positive and service oriented attitude good negotiation skills
• Hands-on
• Mandatory: Certification in General Insurance (CGI) and Health Insurance (HI)
• Diploma/Tertiary education and/or ACII or other insurance diploma is a plus