Perform inspections and provide evaluations of prospective or existing insurance risks with the aim to conserve property through risk improvement
Act as a consultant to clients or prospective clients and advise them on methods of property risk improvement which will enhance their ability to manage risk in a cost-effective manner
Act as a consultant to clients or prospective clients and advise them on potential exposures in areas such as Workplace Safety (WSHA / BizSafe), Liability to Third Parties, Burglary, security measures and advocate best practices and improvement actions for business operations
Contribute to the development of underwriting information, to enable underwriters to properly assess the risks
Develop loss estimates (MFL / PML) and advise on the allocation of R/I dispositions to ensure maximisation of retentions
Maintain a high profile with Clients / Intermediaries, illustrating the Company's commitment to risk management
Obtain and update information on loss prevention and survey techniques, safety equipment, rules and regulations to ensure that the Company is abreast of developments pertinent to the business
Help to impart an understanding of loss prevention and risk improvement methods to the business development staff
Undertake investigative and post loss surveys for the Claims department, with the aim of mitigating losses for the Company
Assist the department Manager on risk management, underwriting and insurance technical matters as well as any other roles performed by the department, when required
Undertake any other duties as may be assigned
Qualifications
Tertiary and/or insurance qualifications
5 years experience in risk surveying, underwriting or loss adjustment
Understanding of property and liability insurance underwriting
