Under general supervision, the Risk Engineer role provides technical support to the Underwriting and Claims teams for the Property line of business. This role performs the planning, organizing, analysis and evaluation of risks, regardless of complexity, both on a desk review basis and on-site risk engineering surveys to provide risk assessments to enable stakeholders to make accurate and profitable underwriting decisions, and provides risk analysis for claims mitigation.
Responsibilities:
- Plan, organize and perform desk-based risk appraisals to provide risk analysis information to Underwriters. The risk appraisal process includes preparation of a plant/process/product description, assessment of plant/process/product design, hazards and adequacy of mitigation measures, assessment of management systems/procedures and plant protection facilities, and loss estimate calculations.
- Conduct on-site risk engineering surveys for existing and prospective Clients, as required by Underwriters. Produce either a brief summary report for internal use or a detailed marketing risk engineering survey report for Underwriters, Brokers, or the Client, as required by Liberty guidelines.
- Assume ownership for allocated accounts including attendance on surveys, follow-up of key recommendations and ensure that risk engineering information on file is up to date.
- Provide technical input on claims including the review of claims reports and site visits to identify areas for claims mitigation and recommendations for improvement based on current risk engineering practices, policies and lessons learned. These recommendations are to be communicated to other Engineers/Underwriters and will provide the basis for future improvements of risk engineering policies, procedures and technical resources.
- Maintain an up-to-date knowledge of the business line including process technology, loss prevention, construction and other related issues that may impact the underwriting decision-making process or Liberty profitability. The incumbent is required to actively pursue continued professional development in order to develop and maintain knowledge in these areas.
- Participate in business development and marketing activities.
- Work closely with the Claims department, Underwriters and all other key internal stakeholders to promote Liberty's integrated business unit approach and ensure seamless delivery of risk engineering services.
- Provide input into the financial and strategic planning process relative to the business line.
- Contribute to an effective team environment by interacting professionally with all team members and providing development, support and assistance as required.
- Demonstrate behavior at all times in line with the Liberty core values.
- Ensure compliance with all legal, statutory and corporate affairs requirements on a timely basis.
- Take responsibility and show initiative in the development of your technical and soft skills.
- Continue to seek improvement of the business and of self by the continuous improvement of practices and processes.
- Perform other related duties as assigned by your manager or other appropriate officer
Experience & Skills:
- Bachelor's degree in Engineering or equivalent
- 3 to 5 years of experience in property loss prevention
- Excellent working knowledge of PC based systems and applications such as Outlook, Microsoft Word, Excel, PowerPoint and database systems for managing contacts, schedules and calendars is required.
