Job Description
Risk, Control and Compliance
- Execute operational and compliance risk management activities in accordance with the Bank's policies, procedures, risk framework, and regulatory requirements.
- Perform risk and control assessments, including identification of key risks, documentation of controls, and evaluation of control design and operating effectiveness.
- Support identification and monitoring of non financial risks, including but not limited to:
- Operational Risk
- Conduct Risk
- Fraud Risk
- Third Party Risk
- Business Continuity and Operational Resilience
- Data Risk and Regulatory Compliance (including AML/CTF, where applicable)
- Assist in embedding effective controls into business processes, new initiatives, system implementations, product launches, and process changes.
- Support reporting, assessment, escalation, and remediation of operational risk events and incidents.
- Perform root ‑ cause analysis on incidents and control failures to identify gaps, weaknesses, or process deviations.
- Track remediation and preventive action plans to ensure timely and effective closure.
- Conduct thematic, process, or control reviews as assigned to identify potential risk exposures or control breakdowns.
- Promote strong risk awareness and compliance culture within the department.
- Support risk and compliance training, awareness sessions, and departmental communications.
- Keep abreast of regulatory developments and internal policy changes relevant to CMTB.
Governance, Monitoring and Reporting
- Monitor key risk indicators (KRIs), control metrics, and compliance measures for the department.
- Prepare risk reports, dashboards, and management information for escalation to the Head of Risk and Control and relevant stakeholders.
- Maintain accurate and up ‑ to ‑ date risk registers, incident logs, control documentation, SOPs, and risk artefacts.
- Support regulatory gap analysis for new or revised regulatory guidelines, policies, or procedures impacting CMTB.
- Work closely with HODs, Heads of Units, and Process Owners to ensure policies, procedures, and SOPs are aligned with the Bank's risk framework.
- Provide practical risk and control advisory to business units, focusing on prevention rather than detection.
Liaise with 2 nd Line of Defence (Risk, Compliance) on risk matters, reviews, issues, and closures.
Requirements
- Bachelor's or Master's Degree or any related disciplines ( Accounting/ Finance/ Business) or equivalent professional qualification .
- Relevant certifications such as FRM, ICA, ACAMS, CFA, CPA or equivalent are advantageous but not mandatory.
- Minimum 3-5 years of relevant experience in operational risk management, compliance monitoring, quality assurance, internal controls, risk governance, etc.
- Experience within banking or financial services preferred.
- Sound understanding of operational risk and compliance frameworks.
- Strong risk assessment, control documentation, and issue management skills.
- Good appreciation of end ‑ to ‑ end banking operations and processes.
- Ability to interpret regulatory requirements and translate them into practical controls.
- Strong analytical and problem ‑ solving capability.
- High attention to detail and documentation discipline.
- Good stakeholder management and collaboration skills.
- Effective verbal and written communication.
- Strong sense of ownership and accountability.
- Ability to work independently while operating within defined governance and escalation frameworks.
