Product Manager

⇒ Role Summary

The Product Manager (CVP Debit Cards) will be responsible for managing and evolving the end-to-end debit card product portfolio, with a strong focus on customer value proposition (CVP), usage growth, and lifecycle optimization. The role will support CVP refresh initiatives across affluent and emerging affluent segments, ensuring benefits are operationally sound, commercially viable, and aligned to customer needs.-to-end debit card product portfolio, with a strong focus on customer value proposition (CVP), usage growth, and lifecycle optimization.

The role will work closely with cross-functional teams and external partners to enhance card acquisition, engagement, and retention and to deliver competitive, scalable, and compliant debit card benefits that drive everyday spend, engagement, and customer satisfaction.

⇒ Main Responsibilities

• Own and evolve the debit card product value proposition across key customer segments (Emerging affluent, Affluent).
• Identify customer needs, usage drivers, and pain points to inform product enhancements and CVP refresh initiatives.
• Conduct ongoing competitor and market benchmarking to ensure product relevance and differentiation.
• Drive initiatives to increase debit card activation, usage frequency, and spend penetration.
• Monitor portfolio performance metrics and identify opportunities to optimize customer engagement and profitability.
• Support campaigns and offers in collaboration with marketing and benefits teams to stimulate everyday usage.
• Implement and manage card benefits programs across debit and credit card portfolios.
• Support CVP refresh initiatives by identifying, refreshing, or rationalizing benefits aligned to target segments.
• Ensure benefits are clearly positioned within the overall card value proposition.
• Work closely with network partners, vendors, and internal teams to deliver debit card features and enhancements.
• Support issuer-specific priorities while aligning with broader payments and cards strategy.

⇒ Qualifications & Experience

• Bachelor's Degree in Business, Finance, Marketing, or related field.
• At least 5-8 years of experience in cards product management, preferably in debit cards, payments, or consumer banking.
• Strong understanding of debit card mechanics, payments flows, and regulatory considerations.
• Proven ability to manage multiple initiatives and stakeholders in a matrixed environment.
• Strong analytical, communication, and project management skills.

⇒ Key Competencies:

• Excellent project management and cross-functional collaboration skills.
• Detail-oriented and execution-focused.
• Strong organizational and time management skills.
• Ability to manage multiple programs simultaneously under tight deadlines.