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Job description:
1. Perform credit analysis for corporate customers and responsible for: review whether the case compliant with the regulation and the relevant bank's policy, reveal the main risk points, put forward risk control measures, determine the group overall credit risk and conduct client credit rating, etc.
2. Provide opinion for credit files reported to the pre-trial committee, undertake secretary work as required.
3. Conduct industry research according to respective responsible industries, revise the relevant approval guidelines.
4. Conduct commitment matters monitoring and other work regularly, put forward effective risk control recommendations for clients with early warning signals.
5. Complete other specific work arrangements by the department.
Job Requirements:
1. Bachelor degree or above (finance, economy accountancy or related majors), skilled in financial statements analysis methods and understand bank related credit facilities
2. More than 3 years of relevant work experience, has the experience of credit analysis to corporate clients is preferred
3. Applicant with CFA, FRM and ACCA professional skills certificate is preferred
4. Strong financial and credit risk analysis and management skills
5. Strong communication skills, responsibility and team-work ability
6. Effectively bilingual in English and Chinese is required as incumbent is required to liase with Chinese counterparts from Head Office.
7. Good pressure resistance, can effectively handle multiple work at the same time, understand the bank's review requirements of financing products
8. Experience in Commodity Finance and Trade Finance is advantage
Job ID: 147783955
Skills:
credit review, credit proposals, credit rating assessment, RAROEC, internal tools, Credit Analysis, RORC, credit pricing, Risk Assessment, financial spreads, Workflow Digital PF Rating tools
Skills:
Functional Specifications, Agile, Test Scenarios, Scrum, Test Cases, Sdlc, Product Development, Corporate Credit Processing, Business Analysis, Data Mapping
Skills:
risk management, Credit Analysis, financial statement analysis, Financial Modeling, valuation techniques
Skills:
covenant monitoring, ratings, credit processes, Credit Analysis, corporate lending, financial statement analysis
Skills:
Credit rating analysis, Non-financial analysis, Credit review reports, Financial analysis, Credit limit assessment, Evaluation of financing structures
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