Job Summary
Our banking client seeks a Credit Analyst to lead corporate credit evaluations, prepare credit proposals, monitor credit portfolios, and support credit risk management to ensure sound lending decisions.
Responsibilities
- Lead end-to-end credit evaluations for corporate clients by structuring deals, assessing risks, and performing financial analyses to determine creditworthiness
- Prepare and present detailed credit proposals to internal approval committees to facilitate informed decision-making
- Collaborate closely with front office Relationship Managers to discuss deals and structure credit solutions aligned with client needs and risk policies
- Manage and monitor a corporate credit portfolio through periodic reviews and early identification of potential credit risks to maintain portfolio quality
- Provide actionable recommendations on credit terms, covenants, and risk mitigation strategies to safeguard the bank's interests
- Review credit documentation for accuracy and compliance with approved credit structures to ensure regulatory and internal standards are met
- Support evaluation of new product and business initiatives by assessing associated credit risks and advising on risk management measures
Required competencies and certifications
- Bachelor's degree in Economics, Finance, Accountancy, or a related discipline with strong analytical and quantitative skills
- Minimum 5 years of relevant experience in credit risk assessment within a regional or global financial institution
Preferred competencies and qualifications
- Strong interpersonal and verbal communication skills to effectively engage with internal teams and stakeholders
- Proactive, analytical, and resourceful mindset with strong business acumen and attention to detail
- Ability to work independently while collaborating effectively within a team environment
Other Information
- Employment Type: Permanent
- Location: CBD, Singapore
- Industry: Banking & Finance
