As we continue to strengthen and scale our High Net Worth (HNW) underwriting franchise, we are focused on building a high‑performing, future‑ready underwriting capability aligned with our ambition to be a leading HNW player in the market. This growth trajectory requires experienced technical leadership to shape underwriting standards, deepen market-relevant expertise, and ensure disciplined, consistent risk decision‑making as volumes and complexity increase. To support this, we are seeking a seasoned HNW underwriting technical lead with strong industry experience to work closely with the Group Head of HNW Underwriting.
This role will provide hands‑on technical leadership, day‑to‑day underwriting guidance, and mentorship to develop a cohesive, high‑performing team, while also leading and contributing to critical, cross‑functional initiatives that strengthen our HNW underwriting and operating model. The successful candidate will play a pivotal role in calibrating risk appetite, supporting complex case decisions, embedding best‑in‑class underwriting practices, and driving strategic projects that enhance scalability, governance, and market competitiveness across the platform.
Key Responsibilities
- Provide technical leadership and risk oversight for HNW underwriting, including mentoring underwriters and co signing cases above individual authorities to ensure strong risk selection and disciplined decision making.
- Underwriting of high sum assured and Ultra HNW cases, partnering closely with reinsurers and distribution teams to deliver technically sound, commercially competitive outcomes.
- Calibrate, embed, and uphold HNW risk appetite and underwriting standards, ensuring consistency, quality, and alignment with Group and local governance frameworks.
- Lead, participate and contribute to strategic projects and cross functional initiatives focused on building best in class HNW underwriting and operating models with other stakeholders on process redesign, system enhancements, AI Underwriting initiatives, and scalability initiatives.
- Drive collaboration across business units and functional teams to identify capability and process gaps, streamline underwriting guidelines, and enhance end to end HNW underwriting effectiveness.
- Work along with the Group Head of HNW Underwriting to design and deliver structured technical training programmes for key HNW sales partners, strengthening internal capability and market facing expertise.
- Build and maintain strong internal and external stakeholder relationships, including reinsurers, distribution, actuarial, claims, and operations, to support efficient execution and superior client outcomes.
- Support the progressive uplift of underwriting authorities within the team, enabling capability development, reducing reliance on manual co signing, and strengthening governance as the HNW portfolio grows.
Qualifications & Experience
- Minimum 15 years of underwriting experience, with 8–10 years of proven experience in High Net Worth (HNW) underwriting in Singapore/HK market.
- Strong technical expertise in HNW products, including familiarity with reinsurance structures and arrangements applicable to high sum assured and Ultra HNW risks.
- Degree in medical, paramedical, or health sciences.
- Professional designations (FLMI, FALU) preferred and considered a strong advantage.
Skills & Competencies
- Strong analytical and sound underwriting judgement, with the ability to assess complex medical and financial risks.
- Excellent interpersonal and stakeholder management skills, with the ability to engage effectively with reinsurers, sales teams, and internal partners.
- Ability to analyze data and prepare reports; Excel skills are an added advantage.
How You Succeed
- Champion and embody our Core Values in everyday tasks and interactions.
- Demonstrate high level of integrity and accountability.
- Take initiative to drive improvements and embrace change.
- Take accountability of business and regulatory compliance risks, implementing measures to mitigate them effectively.
- Keep abreast with industry trends, regulatory compliance, and emerging threats and technologies to understand and highlight potential concerns/ risks to safeguard our company proactively.
Who We Are
Founded in 1908, Great Eastern is a well-established market leader and trusted brand in Singapore and Malaysia. With over S$100 billion in assets and more than 16 million policyholders, including 12.5 million from government schemes, it provides insurance solutions to customers through three successful distribution channels – a tied agency force, bancassurance, and financial advisory firm Great Eastern Financial Advisers. The Group also operates in Indonesia and Brunei. The Great Eastern Life Assurance Company Limited and Great Eastern General Insurance Limited have been assigned the financial strength and counterparty credit ratings of AA- by S&P Global Ratings since 2010, one of the highest among Asian life insurance companies. Great Eastern's asset management subsidiary, Lion Global Investors Limited, is one of the leading asset management companies in Southeast Asia. Great Eastern is a subsidiary of OCBC, the longest established Singapore bank, formed in 1932. It is the second largest financial services group in Southeast Asia by assets and one of the world's most highly-rated banks, with an Aa1 rating from Moody's and AA- by both Fitch and S&P. Recognised for its financial strength and stability, OCBC is consistently ranked among the World's Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker.
To All Recruitment Agencies
Great Eastern does not accept unsolicited agency resumes. Please do not forward resumes to our email or our employees. We will not be responsible for any fees related to unsolicited resumes.
Work Locations
SG-GE Centre
