Treasury Specialist

Position Overview

The Treasury Specialist – Fiat owns the Group's fiat banking portfolio end to end, covering entities incorporated in Singapore, the BVI, Seychelles and other jurisdictions. The role opens and maintains bank, payment-platform and brokerage accounts for the Group's operating and holding entities, manages complex KYC/KYB reviews, and keeps the Group's banking access stable.

This is an independent role. You will be expected to drive each matter to completion, anticipate what banks and other parties will need, keep stakeholders informed without being chased, and bring well-reasoned recommendations, not only questions, to the Senior Finance Manager.

Key Responsibilities

Account Opening & Onboarding (end-to-end ownership)

• Lead account opening for new and existing entities in Singapore, Hong Kong, the BVI, Seychelles and other jurisdictions with banks, payment service providers / EMIs and brokerage platforms, from selecting the right institution and checking its risk appetite through to activation and user set-up.
• Prepare complete and accurate application packs and KYC/KYB responses (ownership structure, UBO and director information, source of funds and wealth, business rationale, expected activity and supporting agreements), and review your own work against corporate records before anything is submitted.
• Anticipate bank and compliance requirements and close gaps early, so that applications are not delayed by missing or inconsistent information.
• When an application stalls or is declined, propose and pursue alternatives (other institutions, structures or supporting documents) with a clear recommendation.

Account Maintenance, Reviews & Banking Continuity

• Manage periodic reviews, KYC refreshes, changes in directors, shareholders and signatories, account restrictions, suspensions and closures, including the safe transfer of balances on closure.
• Monitor account status and each institution's risk appetite; flag emerging risks early and propose mitigating actions.
• Support personal and private-banking matters for senior management with discretion and care.

Access, Records & Handover Control

• Maintain the master record of all accounts, signatories, users, access rights and administrator emails, and keep it current at all times.
• Process user additions and removals promptly, including the timely removal of leavers, and complete account handovers to operating teams in line with agreed standards.

Stakeholder & Bank Relationship Management

• Act as the primary contact for the Group's banks and payment platforms, and build effective working relationships with relationship managers and their compliance teams.
• Work closely with Legal, Compliance, Corporate Secretarial, Reporting, Fiat Operations and business teams; send requests and responses that are clear, complete and easy to act on.
• Brief senior management through concise written updates.

Reporting, Process & Controls

• Provide weekly status reporting covering status, next steps, owners, deadlines, blockers and your recommendations; escalate promptly when a matter stalls or a risk arises.
• Follow and continuously improve treasury SOPs, and ensure all activities comply with internal policies, AML/KYC requirements and the Group's control framework.

What Success Looks Like

• Account records are complete and current, and no task becomes overdue without prior notice.
• Every open application is either progressing or has a documented alternative; management does not need to chase for status.
• Submissions to banks and platforms are accurate first time, with minimal rework requested by internal or external parties.

Qualifications & Experience

• Bachelor's degree in Finance, Accounting, Business or a related discipline.
• At least 5 years of experience in corporate banking onboarding, KYC/KYB, treasury operations or corporate relationship management, on either the bank or the corporate side.
• Experience handling onboarding for fintech, payments or technology groups with multi-jurisdiction ownership structures is strongly preferred.
• Strong working knowledge of corporate account-opening and KYC/KYB requirements of Singapore banks; knowledge of Hong Kong and offshore banking (for BVI, Seychelles and similar entities) and familiarity with MAS and HKMA expectations is an advantage.
• Experience onboarding with payment service providers, EMIs or brokerage platforms is an advantage.
• An established network of relationship managers at Singapore banks is an advantage.

Key Competencies

• Ownership: drives matters to closure independently, manages own priorities and raises conflicts early.
• Judgement: anticipates requirements and risks, and presents options with a clear recommendation.
• Accuracy: checks forms, legal names, signatories and figures carefully before anything leaves their desk.
• Communication: understands requests quickly, clarifies when something is unclear, and writes concise messages that give the reader the full context.
• Composure: comfortable with ambiguity, changing priorities and senior stakeholders, with a high standard of integrity and confidentiality.
• Languages: fluent written and spoken English. Proficiency in Mandarin is preferred, as the role works closely with Mandarin-speaking management and stakeholders across the region.