Role Summary
We are seeking a Treasury Associate to support daily treasury operations, liquidity management, and cash flow oversight.
This role is hands-on and execution-focused, working closely with senior treasury leadership and internal stakeholders such as settlement, finance, and operations teams.
The ideal candidate has a strong foundation in treasury operations, cash management, and liquidity forecasting, with the ability to handle recurring daily responsibilities while contributing to process improvement initiatives. Exposure to structured finance or securitization is an advantage but not the primary focus of the role.
Key Responsibilities
Treasury & Liquidity Operations (Core Focus)
- Support daily cash positioning, balance monitoring, and fund allocation across bank accounts
- Assist in managing day-to-day liquidity needs, including intraday funding and short-term cash movements
- Work closely with the settlement team to ensure timely funding of operational flows
- Monitor cash inflows and outflows to ensure sufficient liquidity for business operations
- Perform daily and monthly bank and cash reconciliations
- Partner with Finance/Accounting to ensure alignment between treasury activity and accounting records
- Track cash usage across entities, currencies, and accounts
Cash Flow Forecasting & Treasury Analysis
- Support the development and maintenance of short- and medium-term cash flow forecasts
- Update forecasts using actual cash movements and expected settlement activity
- Assist with variance analysis between forecasted and actual cash flows
- Support scenario analysis to assess liquidity under different business or funding assumptions
- Prepare regular treasury dashboards and reports for internal stakeholders
Bank Relationships & Funding Support
- Assist in the administration of bank accounts, credit facilities, and funding lines
- Track facility utilization, repayment schedules, and key terms
- Support preparation of information and reports required by banking partners
- Help maintain accurate documentation related to loans, credit facilities, and guarantees
Structured Finance / ABS (Secondary Exposure)
- Provide operational and reporting support for existing ABS or structured finance programs, including:
- Data preparation for recurring reporting
- Coordination with internal teams to gather required inputs
- Assist with monitoring performance data of securitized portfolios
- Support ad-hoc analysis or documentation for refinancing or transaction-related activities
Process Improvement & Controls
- Support enhancements to treasury processes, controls, and reporting accuracy
- Assist in documenting treasury workflows and standard operating procedures
- Identify opportunities to improve efficiency through better data, tools, or automation
- Ensure treasury activities are performed in line with internal policies and compliance requirements
Must-Have Qualifications
- 3 years of experience in treasury, cash management, banking operations, or corporate finance
- Strong hands-on experience in:
- Daily treasury operations
- Cash positioning and reconciliations
- Liquidity monitoring
- Demonstrated experience with cash flow forecasting and analysis
- Advanced Excel skills, including:
- Cash flow models
- Scenario analysis
- Large data reconciliation
- Strong attention to detail and comfort handling recurring operational tasks
- Ability to work cross-functionally with settlement, finance, and operations teams
Nice-to-Have Qualifications
- Exposure to structured finance, ABS, or securitization (operational or reporting-focused)
- Experience in Fintech, payments, lending, or financial services
- Familiarity with trust structures, SPVs, or multi-entity treasury setups
- Basic understanding of regulatory environments (e.g., MAS, PSA)
- Experience using treasury management systems or automation tools
