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income insurance limited

Senior Underwriter (Life & Health)

8-10 Years
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  • Posted 7 hours ago
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Job Description

About the Role

We are looking for an experienced underwriter to manage complex life and health insurance cases, provide technical expertise, and support sound underwriting decisions within a dynamic environment.

This role involves handling high-impact cases, working closely with key stakeholders, and contributing to underwriting quality, consistency, and capability development.

Key Responsibilities

  • Assess and underwrite life and health insurance applications across new business and policy servicing
  • Manage complex, high-value, and non-standard cases, including post-claims investigations and sensitive cases
  • Provide clear underwriting decisions and communicate requirements to relevant stakeholders
  • Partner with cross-functional teams (e.g. Claims, Reinsurance, Actuarial, Distribution) to resolve complex cases
  • Ensure underwriting decisions are technically sound, well-documented, and aligned with internal policies and regulatory expectations
  • Identify emerging risk trends and contribute to improvements in underwriting practices
  • Provide guidance and support to junior underwriters on complex cases
  • Support initiatives to strengthen underwriting quality and consistency

Requirements

  • At least 8 years of experience in life and health underwriting
  • Strong technical underwriting expertise with experience handling complex and non-standard cases
  • Familiarity with regulatory and governance requirements within the insurance industry
  • Good stakeholder management and communication skills
  • Ability to exercise sound judgement in high-impact and sensitive cases
  • Degree in Insurance, Biomedical Science, Life Sciences, or related discipline preferred

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Job ID: 146438837