Credit Assessment & Review
- Prepare, review, and analyze mortgage applications, including new loans, restructures, and other cases.
- Evaluate creditworthiness and make recommendations based on analysis.
- Review property valuation reports and perform post-disbursement follow-ups.
Compliance & Documentation
- Conduct compliance and documentation checks on mortgage applications.
- Liaise with stakeholders, including Sales staff, Mortgage Relations, and Credit Operations teams, for document rectifications and clarifications.
Stakeholder Engagement
- Communicate professionally with internal teams and external parties.
- Manage objections effectively and provide timely feedback on credit issues.
Performance & Work Ethic
- Work independently while also contributing as part of a team.
- Demonstrate meticulous attention to detail and strong analytical skills.
- Maintain knowledge of real estate, mortgage regulations, and current economic outlook.
