Drive a strong data-driven approach towards management of our established Consumer Core products (i.e., Credit, Debit and Prepaid),including by not limited to tools , processes and operating model
Identify, develop and execute strategic product initiatives, including but not limited to driving expansion of Visa's consumer credit portfolio (in line with the Visa 2030 strategy) to grow associated PV and revenue across Asia Pacific
Facilitate Visa's thought leadership in the AP payments industry through promulgation of Core Product best practices and market insights
The role-holder will lead a team of direct line reports in Singapore and works closely with Core Product market teams across AP, responsible for evolving and building end-to-end consumer experiences that drive client preference for Visa as a strategic partner and make us an enabler of superior value propositions for digitally-enabled consumers.
The role-holder will be responsible for the identification, development, commercialization and launch of new ways to grow the consumer unsecured credit business in AP, working closely with issuers and internal Global counterparts to expand credit-card issuance, as well as newer ways of efficiently facilitating the provision of unsecured credit, for example BNPL or other methods.
As part of this role, the Head of Core Product Core Product Strategy & Management will also be responsible for facilitating the gathering, analysis and promulgation of best practices and recommendations for optimal Core Consumer Product performance both internally within Visa, and as a thought-leader externally, working closely with Visa Consulting & Analytics.
You will need to be highly collaborative and will be the key interface between the market teams and Visa's global team to ensure our platforms drive product differentiation, consumer activation and engagement
As well as working with in-market, client-facing teams, your team will work closely with the Global counterparts, Corporate Strategy, Marketing, Client Services, Finance, Pricing, Legal.
15+ years of experience and at least 8 10 years of experience in the payments industry, preferably in product strategy, development and product management
Proven experience in product management, specifically with a track record of using data and analytics to drive insights
Established credentials in delivering product & business solutions and keen interest in payment technology & innovation
Strategic thought leadership coupled with execution bias to drive initiatives and meet key result areas
Understanding of network product, rules, technology will be advantageous
Understanding of the payments landscape in Asia Pacific preferred
Sound business acumen, analytical skills and keen understanding of new technology payment business models and profitability drivers
What will also help:
Master's Degree in business, engineering or a related field