Senior/Credit Manager

Responsibilities

• Managing credit risks related to the Bank's Structured Trade Finance and Corporate Lending Portfolio.
• Conduct independent and thorough credit analysis in a concise and timely manner.
• Prepare high quality written credit assessments (identifying key risks and mitigating factors) and submit clear recommendations with justifications to the approving authorities.
• Examine financial statements, financial spreading and cashflow projections, and complex lending structures.
• Review Rating Model inputs to ensure consistency of application, accuracy and appropriateness.
• Ensure credit exposure complies with the Bank's pre-determined policy or sector limits.
• Conduct periodic Credit Policy Reviews, Special Lending Programs Reviews, Sector Reviews, and Thematic Stress Tests.
• Monitor the developments on Watchlist accounts and related Expected Credit Loss.
• Perform other central functions of the Credit Risk Management Team, such as portfolio data analytics, regular reporting, and special projects.

Requirements

• Recognised university degree with 10 to 15 years of relevant banking experience.
• Pronounced conceptual and analytical skills.
• Good communication, writing and presentation skills will be essential requisites for this role.