JOB DESCRIPTION

VP/Senior Associate - Private Credit / Growth Debt

Location: Singapore
Employment Type: Full-time
Minimum Experience: 5 years
Employer: Singapore-based MAS-licensed Fund Manager

About the Firm

We are a Singapore-based, MAS-licensed fund management company focused on private credit and venture debt opportunities across Southeast Asia and emerging Asian markets. We provide structured growth capital to established, venture-backed and high-growth businesses, with a focus on senior-secured lending, disciplined credit underwriting, capital preservation and attractive risk-adjusted returns.

We are seeking a commercially driven investment professional to take ownership of both deal origination and portfolio management. The role combines sourcing and evaluating new investment opportunities with end-to-end responsibility for managing existing credit investments, monitoring portfolio performance and delivering strong risk-adjusted returns.

Key Responsibilities

1. Deal Origination and Business Development

• Proactively source and originate private credit and venture debt opportunities across Southeast Asia and emerging Asian markets.

• Develop and maintain relationships with founders, CFOs, venture capital and private equity funds, banks, financial institutions, intermediaries and other referral partners.

• Build a robust pipeline of investment opportunities aligned with the fund's investment mandate, target returns and risk parameters.

• Evaluate prospective borrowers, assess funding requirements and identify suitable financing structures.

• Lead initial screening, financial analysis, preliminary credit assessment and preparation of investment proposals.

• Manage the deal pipeline from origination and initial engagement through due diligence, investment committee approval and transaction closure.

• Represent the firm in relevant industry events and investor, founder and intermediary networks to strengthen origination channels.

2. Credit Underwriting and Transaction Execution

• Conduct detailed financial and business due diligence, including analysis of financial statements, cash flows, business models, capital structures and repayment capacity.

• Develop financial models, repayment schedules, sensitivity analyses and downside scenarios to evaluate investment opportunities.

• Structure credit transactions, including loan tenor, pricing, repayment terms, financial covenants, collateral and other credit enhancements.

• Coordinate legal, financial and commercial due diligence and work with external advisers on transaction documentation.

• Prepare investment memoranda and present recommendations to the investment committee.

• Ensure that transactions meet the fund's investment criteria, risk appetite and return objectives.

3. Portfolio Management and Investment Ownership

• Take end-to-end ownership of an assigned portfolio of credit investments from disbursement through repayment, refinancing or exit.

• Monitor borrower performance, cash flows, liquidity, leverage, repayment capacity and compliance with agreed financial and contractual covenants.

• Track interest collections, principal repayments, maturity schedules, security coverage and portfolio-level exposures.

• Maintain regular engagement with portfolio company management to understand business performance, financing needs and emerging risks.

• Conduct periodic credit reviews and maintain updated financial models, internal risk assessments and portfolio monitoring reports.

• Identify opportunities for follow-on financing, refinancing, amendments and other value-enhancing activities where consistent with the fund's mandate.

• Be accountable for timely identification and escalation of credit risks, with clear recommendations to protect capital and preserve investment returns.

4. Portfolio Performance and Risk Management

• Track portfolio yields, realized returns, repayment performance, concentration and vintage-level performance.

• Identify early-warning indicators and proactively engage borrowers to address emerging financial or operational concerns.

• Recommend and implement appropriate risk mitigation measures in coordination with the investment team.

• Manage occasional borrower underperformance, covenant breaches or repayment delays, including remedial actions and restructuring where necessary.

• Contribute to portfolio construction, capital allocation and investment strategy discussions.

5. Fund Reporting and Governance

• Prepare investment memoranda, periodic portfolio reviews, risk assessments and performance reports for senior management and the investment committee.

• Support periodic investor reporting covering portfolio performance, repayments, deployment and material developments.

• Maintain complete and accurate records of investment decisions, due diligence, borrower interactions, covenant monitoring and collections.

• Work within the firm's investment policies, risk management framework and applicable MAS regulatory requirements.

• Coordinate with fund operations, compliance, administrators, auditors and other service providers as required.

Experience and Qualifications

• Minimum 5 years of relevant experience in private credit, venture debt, structured finance, corporate lending, leveraged finance or credit investing.

• Demonstrated experience in both deal origination and credit portfolio management, with evidence of personally sourcing opportunities and managing executed investments.

• Proven ability to build and maintain a network of borrowers, founders, sponsors, intermediaries or other relevant origination partners.

• Strong credit underwriting, financial modelling, cash-flow analysis and transaction structuring capabilities.

• Practical understanding of loan documentation, security packages, financial covenants, repayment structures and credit risk assessment.

• Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline.

• A relevant professional qualification is mandatory: CFA, FRM, CA, CPA, ACCA or an equivalent recognised professional qualification.

• Excellent written and verbal communication skills, including the ability to prepare investment committee papers and engage with senior borrower management.

• Experience in Southeast Asian markets and with venture-backed, high-growth or technology-enabled businesses is preferred.

• Exposure to Singapore-regulated fund management and institutional investor reporting is an advantage.

Desired Candidate Profile

The ideal candidate is a commercially minded investment professional who combines the ability to source attractive lending opportunities, execute disciplined credit investments and take accountability for portfolio outcomes.

The candidate should demonstrate:

• Strong origination capabilities and an established or demonstrably buildable network of relevant market relationships.

• Independent ownership of transactions and portfolio companies rather than a purely analytical or reporting role.

• A balance of commercial judgement, credit discipline and relationship management.

• The ability to assess growth businesses with evolving financial profiles while maintaining rigorous underwriting standards.

• A proactive, entrepreneurial approach suited to a lean and growing investment management platform.

• High integrity, attention to detail and accountability for investment performance.

What We Offer

• Direct responsibility across the full investment lifecycle, from origination to final repayment.

• Exposure to private credit and venture debt opportunities across Southeast Asia and emerging Asian markets.

• Close collaboration with senior investment professionals and participation in investment decisions.

• An entrepreneurial environment with opportunities to contribute to the growth of a specialist regional credit platform.

Application: Candidates should submit their CV highlighting relevant deal origination experience, executed transactions, portfolio management responsibilities and professional qualifications.