Project Manager (Retail Banking /credit cards/Credit system implementation)

• Ability to translate high‑level business needs into detailed functional and non‑functional requirements.
• Skilled in designing end‑to‑end credit management processes, customer onboarding journeys, and risk portfolio management integrated workflows.
• Strong understanding of credit systems, decision rules and scoring engines, and their integrations across enterprise processing systems
• Proven experience leading and delivering large‑scale Retail Credit system implementation programs.

Domain Expertise

• 10+ years of overall experience with extensive experience in banking industry, specifically across retail lending products and credit cards
• Strong background in credit origination, collections, credit risk portfolio management and credit bureau reporting
• 5+ years of deep expertise in retail credit, including:
• Credit risk management (underwriting, credit decisioning, early warning, collections)
• Credit portfolio monitoring (scorecard development, risk segmentation, limit setting)