Payments Technical SME

Key Responsibilities

Technical Leadership

. Define and review the technical strategy and architecture for the Payments platform implementation, ensuring enterprise architecture, IT standards and business objectives.

. Provide hands-on technical guidance to development teams, ensuring adherence to best practices in coding, integration, and system design.

. Establish and enforce technical governance, ensuring compliance with security, scalability, and performance requirements.

Solution Design, Development and Integration

. Lead the design, development and delivery of Payments related applications and ensuring seamless integration with vendor solutions like Finastra GPP with bank's core and downstream systems like CASA / Trade Finance / Lending / Markets.

. Integrate with third-party payments systems and regulatory systems

. Support system migration, ensuring minimal disruption and data integrity during transitional phases.

. Design and build APIs for payment gateways and various payment related services

. Utilize and manage cloud platforms (eg. Azure, AWS) for hosting and operating payment systems.

. Collaborate with vendors, internal IT teams, and stakeholders to provide the solution and troubleshoot issues

Risk and Quality Management

. Identify and mitigate technical risks throughout the project lifecycle, ensuring high-quality deliverables that meet business and regulatory requirements.

. Conduct configuration reviews, performance tuning to ensure robust and scalable solutions.

. Drive automation and technology best practices to enhance delivery speed, system resilience, and operational efficiency.

Stakeholder and Vendor Management

. Work closely with business stakeholders, IT teams, and vendors to ensure alignment between technical and business objectives.

. Act as the primary technical liaison between internal teams and platform vendors, ensuring smooth integration and issue resolution.

. Provide technical insights and updates to senior management, supporting strategic decision-making and project governance.

Continuous Improvement

. Stay updated with emerging technologies and industry trends, driving innovation in technology and core banking systems.

. Document best practices, technical standards, and lessons learned to support future implementations and organizational knowledge sharing.

Key Skills and Qualifications

. Education:

o Bachelor's or Master's degree in Computer Science, Information Technology, or a related field.

. Certifications:

o Any cloud certifications could be added advantage (AWS or Azure)

o SWIFT Certifications if any, for instance, ISO 20022, could be value add.

o TOGAF or other relevant architecture certifications are a plus.

. ISO 20022 Knowledge:

o ISO 20022 knowledge on the message formats for SWIFT

o Hands on experience working with both MT and MX message details and nuances

Years of Experience

. 20+/15+ years of experience in technical roles, including solution design, integration, and implementation.

. 15+/10+ years of experience working on Payments Systems (Experience in working with Finastra GPP will be added advantage)

. Experience on CASA / Trade Finance / Lending / Markets would be added advantage