Manager, Risk & Compliance (Fintech Payment)

OxPay Financial Limited is a leading payment company in Asia listed in the Singapore Stock Exchange. Its subsidiary, OxPay SG Pte Ltd is an MAS-licensed Payment Service Provider. Together with licensed payment subsidiaries in Malaysia, Thailand and Indonesia, the Group aims to become an ASEAN payment powerhouse by expanding to more countries in Southeast Asia.

We have an opportunity to invite a Payment-talent to join our exciting growth journey as a Manager, Risk & Compliance (Fintech Payment). The person will be based in Singapore but has responsibilities across all businesses.

Responsibilities:

• Regulatory Compliance
• Design and execute compliance plans and lead compliance reviews
• Design and execute compliance plans and lead compliance reviews
• Keep abreast of regulatory developments and update business units of the latest requirements
• Maintain and update compliance policies, procedures and manuals to ensure compliance with local regulatory requirements and best practices
• Review business agreements and terms & conditions for alignment with laws and regulation
• Financial Crime
• Manage and execute company-wide AML/CFT programme to provide assurance on adherence to local and international standards and best practices
• Liaise on chargeback disputes and refund requests from merchants or its customers for a fair and transparent resolution
• Audit & Card Scheme Assurance
• Oversee technical and operational compliance with rules and regulations of card schemes like VISA and MasterCard
• Single contact point for regular internal audit to ensure that requests for information are relevant to the audit scope and collated information are fit-for-purpose
• Other Duties
• Curate awareness materials and conduct regular compliance training to staff
• Handle ad hoc projects assigned by management

Requirements:

• University degree holder inBusiness, Law or related disciplines
• Proven experience (at least 5 years) in KYC, CDD, or AML compliance, preferably within the payment services or financial services industry
• Expert domain knowledge and proficiency in the Payment Services Act 2019, in particular AML/CFT/PF laws andregulation in Singapore
• Exceptional critical thinking and logical reasoning skills with attention to detail to analyse complex data, identify inconsistencies, and effectively assess and mitigate risks
• Excellent organizational skills with the ability to manage workload and prioritize tasks efficiently in a high-pressure environment
• Strong written and verbal communication skills for documenting findings, writing clear reports, and liaising effectively with internal teams
• Ability to work independently while contributing collaboratively within the Risk & Compliance Team
• Singaporeans or PRs only
• 5 days work week