INVESTMENT ASSOCIATE

Responsibilities

• Portfolio Construction: Build and rebalance model portfolios using equities, fixed income, alternatives, and insurance-wrapped assets (e.g., separate accounts within variable life).

• Policy & Investment Administration: Process new business paperwork, fund insurance policies, set up systematic investment plans (SIPs), and manage premium allocations.

• Due Diligence: Vet sub-account options inside variable universal life (VUL) or variable annuities compare expense ratios, surrender schedules, and M&E charges.

• Reporting & Reconciliation: Generate consolidated performance reports (time-weighted return, IRR) that include policy cash value growth as part of net worth.

• Regulatory & Compliance: Ensure suitability (Regulation Best Interest, state insurance suitability for annuities), maintain proper licensing, and file all required disclosures.