Wealth and Investment Advisory Opportunities

Financial planning starts with understanding a client's savings, investments, retirement resources and existing protection together, identifying their needs and considering suitable solutions.

That's what this role is about.

As a Financial Services Consultant representing Income Advisory Financial Advisers (IAFA), you will help clients with wealth accumulation, investment planning, retirement, legacy and protection needs, within the scope of your appointment and the company's approved products and processes.

The Opportunity

You will build and develop your own financial advisory practice while being supported by an established team.

Structured training, coaching and business-development support are provided to help you develop your capabilities, client base and long-term practice.

Remuneration may comprise commissions and incentives, subject to individual performance, company policies and applicable regulatory requirements.

What you will work on

Investment & Wealth Planning

Understand clients financial objectives, time horizons and risk profiles, and help them develop suitable long-term wealth accumulation strategies.

Portfolio Reviews

Review clients existing holdings as a consolidated portfolio, identify gaps against their stated financial objectives and discuss suitable adjustments as their circumstances and needs evolve.

Retirement Planning

Help clients assess their retirement resources and plan for their future retirement income needs.

Legacy & Wealth Transfer

Understand clients legacy objectives, wealth-preservation needs and how they would like their assets to benefit the next generation.

Protection Planning

Identify areas where unexpected life events could affect a client's overall financial plan and recommend suitable protection strategies based on the client's needs and circumstances.

Building your Client Practice

Building a sustainable advisory practice should go beyond relying only on your personal network.

Our team conducts and supports various business-development activities, including:

·      Financial and investment seminars

·      Client events and workshops

·      Roadshows

·      Networking and partnership activities

·      Referral initiatives

·      Corporate seminars and presentations on topics such as health awareness and financial planning, with Financial Services Consultants engaging companies HR teams to explore suitable sessions supported by Apex Advisory

Financial Services Consultants are also expected to actively develop, manage and maintain their own client relationships and business opportunities.

What we provide

You will receive support as you develop your advisory practice, including:

·      Structured onboarding

·      Case-based discussions on financial planning needs and suitable recommendations

·      Practical coaching and, where appropriate, joint fieldwork with your manager

·      A structured approach to conducting client and portfolio reviews

·      Business-development activities and support

·      Exposure to solutions across investment, retirement, legacy, protection and broader financial planning

·      Coaching and professional development

Requirements

Candidates must:

·      Be 21 years old or above

·      Be a Singapore Citizen or Singapore Permanent Resident

·      Meet the prevailing minimum academic requirements applicable to the appointment of financial advisory representatives, such as a recognised GCE A Level qualification, International Baccalaureate Diploma, local polytechnic diploma or equivalent qualification

·      Complete relevant examinations, such as CMFAS examinations, and fulfil applicable regulatory and appointment requirements, where required.

·      Fulfil the applicable fit-and-proper, competency and company requirements for appointment as a financial advisory representative

·      Be comfortable meeting people and having structured conversations about their financial needs and objectives

Meeting the above requirements does not guarantee recruitment or appointment. All candidates are subject to the company's assessment and approval process, as well as applicable regulatory and appointment requirements.

Prior sales or financial-services experience is not required.

Fresh graduates and career switchers are welcome to apply.

Candidates with experience in banking, relationship management, wealth management, financial services, investments, insurance, business development, sales or other client-facing roles may find their existing experience relevant to the role.

Who may do well here

We are looking for individuals who:

·      Have a genuine interest in investments, financial markets and how wealth is built over time

·      Enjoy understanding people's financial goals and circumstances

·      Prefer developing long-term client relationships rather than focusing only on individual transactions

·      Are self-driven and comfortable taking responsibility for their own activity and development

·      Are coachable and willing to receive feedback

·      Are disciplined with client follow-ups and servicing

·      Understand that building an advisory practice requires consistent prospecting, activity and execution

Career development

As your practice develops, you can deepen your capabilities across investment, wealth and financial planning, pursue relevant professional certifications and build a longer-term advisory practice.

Individuals who demonstrate the appropriate performance, capability and readiness may also have opportunities to progress towards mentoring and leadership roles within the advisory group.

Career progression is subject to prevailing company requirements, performance, development and suitability.

How to apply

Apply through either Foundit or JobStreet with your resume.

Shortlisted candidates will be invited for an initial discussion to understand their career objectives, followed by an assessment of suitability for the role and the applicable regulatory and appointment requirements.

Applying does not constitute an offer or guarantee of appointment.