Finance Manager Credit Facilities & Global Banking Relations (Singapore)

KEY RESPONSIBILITIES:

1. Credit Facilities & Financing Management

• Manage and optimize credit facilities, working capital financing, and trade finance solutions to support the Group's international trading operations.
• Negotiate credit limits, interest rates, financing terms, and collateral requirements with domestic and international banks.
• Develop financing solutions, including Letters of Credit (L/C), Trust Receipts (TR), Bank Guarantees (BG), and other trade finance instruments.
• Monitor credit utilization, financing costs, liquidity requirements, and banking covenants across subsidiaries.

2. Global Banking Relationships

• Establish and maintain strategic relationships with international banks and financial institutions.
• Expand the Group's global banking network to secure competitive financing solutions for international commodity trading.
• Lead negotiations with banks regarding new credit facilities, facility renewals, and financing arrangements.
• Coordinate with overseas subsidiaries to support cross-border financing and banking activities.

3. Financial Risk Management & Strategic Support

• Manage financing-related risks, including foreign exchange exposure, interest rate fluctuations, and liquidity risks.
• Develop financing strategies to support business expansion in chemical trading, virgin plastic resins, polymers, and other commodities.
• Work closely with Treasury, Trading, Accounting, and Risk Management teams to optimize working capital and cash flow.
• Prepare financial reports, credit facility assessments, and financing proposals for senior management.

REQUIREMENTS:

• Bachelor's degree or higher in Finance, Banking, Accounting, Economics, or related fields. MBA, CFA, ACCA, or equivalent qualifications are an advantage.
• Minimum 7–10 years of relevant experience in corporate finance, trade finance, treasury, or international banking, including at least 3 years in a managerial role.
• Strong preference for candidates with experience in chemical trading, virgin plastic resins, polymers, petrochemicals, or international commodity trading companies.
• Proven track record in managing substantial credit facilities, securing financing arrangements, and negotiating with international banks.
• Solid understanding of trade finance instruments, cross-border financing, working capital management, and global banking practices.
• Established relationships with international banks and financial institutions are highly desirable.
• Experience working in multinational corporations or diversified trading groups is a strong advantage.
• Excellent negotiation, financial analysis, stakeholder management, and problem-solving skills.
• Fluent English communication and negotiation skills are required.

BENEFITS:

• Competitive compensation package;
• 13th-month salary bonus and a wide range of employee benefits;
• Comprehensive welfare policies for employees and their families;
• Professional and specialized training programs, including E-learning;
• Global working environment with nearly 30 branches/representative offices and a Grade A office workplace;
• Diverse and inclusive workplace culture (D&I).