Finance Manager

About Bright Money

Bright Money is a Consumer FinTech for middle-income consumers. It brings together SaaS products to help consumers build credit, manage their debt, and get access to suitable loans and credit cards. These are the major financial needs of middle-income consumers living paycheck to paycheck.

Bright is a profitable, India-built, U.S.-market Consumer FinTech, with revenue trajectory to +$100M in the coming 4 months. The business model combines subscription revenue with financial service marketplace revenues, for loans, credit cards, and credit-building tools.

Bright has launched an AI money assistant and AI agentic UX flows for access to credit. It will be the first AI-driven Consumer FinTech for middle-income consumers.

The Bright product suite has potential for global markets beyond the US. The market size is 100M global middle-income consumers, with a revenue pool opportunity of $15B.

Bright is backed by 3 top global venture capital firms and leading tech angel investors in the USA, Europe, and Asia.

Bright was founded in 2019 by a founding team from McKinsey's Banking Practice (Petko Plachkov and Avi Patchava) and InMobi Data Scientists (Varun Modi and Avi Patchava). The core team is ex-InMobi Engineering and Data Sciences, recently joined by senior leaders from McKinsey. Bright is a data-driven, fast-paced execution culture that will build a Global Consumer FinTech, all functions operating from India.

Finance Manager

What is the team and role about

We are looking for a hands-on Finance Manager to manage Bright Money's accounting, financial reporting, compliance, audits, MIS, and cash-flow processes.

The role will primarily own day-to-day finance operations, including accounting closure, audits, statutory compliance, MIS reporting, and cash-flow monitoring. The Finance Manager will also support the CFO/VP Finance on budgeting, business planning, investor reporting, fundraising activities, and finance-transformation initiatives.

What will you do

Accounting, Reporting & Compliance

• Manage accounting operations and monthly, quarterly, and annual financial closures.
• Prepare financial statements, reconciliations, MIS reports, and variance analyses.
• Ensure compliance with applicable accounting standards, taxation, FEMA, and other statutory requirements.
• Coordinate statutory, internal, and tax audits and ensure timely closure of observations.
• Maintain strong financial controls, SOPs, and audit-ready documentation.

FP&A & Business Partnering

• Support budgeting, forecasting, cash-flow planning, and working-capital management.
• Partner with business teams to monitor budgets, understand performance, and improve cost efficiency.
• Support the evaluation of new initiatives, unit economics, and return on investment.

Strategic Finance & Automation

• Support the CFO/VP Finance with board reporting, investor updates, fundraising, and due diligence.
• Contribute to ERP implementation, reporting automation, and finance-process improvements.
• Partner with Product, Data, and Technology teams to improve the accuracy and integration of financial data.

What does the ideal candidate look like

• 5-8 years of relevant experience in accounting, reporting, audit, compliance, and finance operations.
• Chartered Accountant qualification is strongly preferred.
• Strong knowledge of Ind AS, taxation, and Indian statutory requirements; exposure to US GAAP is an advantage.
• Experience in a fintech, consumer-tech, SaaS, or internet-based company is preferred.
• Strong proficiency in Excel and familiarity with accounting or ERP platforms such as Tally and QuickBooks.
• Exposure to budgeting, forecasting, automation, and data-visualization tools is desirable.
• Strong analytical, communication, and stakeholder-management skills with a hands-on approach.

What Bright Offers

• A profitable sub-unicorn with U.S. market scale - liquidity potential at $1–3B valuations.
• Meaningful ownership of core finance operations and visibility at senior leadership.
• Wealth creation: Equity at an inflection stage of scale.
• A data-driven, high-cadence culture that combines consulting rigor with FinTech speed.