Conduct independent credit review, assessment, evaluation, and/or approval of credit proposals from the Group's Wholesale (Commercial) Banking portfolio.
Identify material risks in each credit proposal (credit risk, legal risk, regulatory risk, operational risk, ESG risk, etc.) and ensure appropriate mitigations are incorporated.
Provide independent oversight of the rating process and approve all rating assignments and reviews.
Collaborate with credit teams in Hong Kong, China, Malaysia, Thailand, Vietnam, and Indonesia to deliberate on credit issues for approval.
Monitor and report credit risk issues to the CRO, Senior Management, and relevant committees.
Work with Country & Risk Management, Group Portfolio Management, and Business Units for portfolio reviews, stress tests, and establishing underwriting parameters.
Credit Approval:
Exercise Credit Discretionary Limit judiciously to approve credits across UOB Singapore, overseas branches, and subsidiaries, following Group credit policies and guidelines.
