Responsibilities:
- Serve as Domain Architect to implement an updated technology foundation for the bank with full capability/accountability for architecture deliverables (process, information, technology etc.) from concept to implementation
- Analyze stakeholder requirements, current state architecture, and gaps to create a future state for cards, rewards/loyalty, core banking, credit and payment solution architecture with a focus on reduced complexity, cost efficiencies, reduced risk and/or improved business capabilities
- Communicate and influence key elements of one or more technology architectures to both technical and business audiences
- Contribute to architecture definition and road map in Cards, Rewards/Loyalty, Core Banking, Credit and Payment domains especially operations re-engineering and digitization
- Build out the knowledge base of the technology teams on leading trends in the APAC under Cards, Rewards/Loyalty, Core banking, Credit and Payment domains, and IT delivery in general
- Act as a trusted advisor to stakeholders in both business and IT to assist in defining and delivering high quality solutions
Requirements:
Technical Skills & Experience
- At least 10 years experience in the IT industry, preferably in large, complex enterprises
- At least 8 years of experience in banking technology, including familiarization with digitization (Cards, Rewards/Loyalty, Collections, Credits, Deposits, Loans, Loan Origination, Payments, Receivables, Remittance, Escrow, Liquidity Management, Pricing)
- At least 3 years experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment
- Experience in converting Enterprise Architecture Strategy into executable solution architecture
- Deep experience delivering mission-critical, enterprise-scale IT solutions in a heterogeneous technology environment, both in-house built and 3rd-party vendor products
- Experience in actual systems development work, with prior coding, functional specifications and technical specifications and systems development and testing experience (in aggregate no less than 8 years)
- Understanding of at least one programming language, preferably in the Java family
- A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains. Able to constructively challenge Enterprise and Solution Architecture for a fault tolerant design
- Familiarity with one or more formal Architecture frameworks/methodologies (TOGAF, Zachman, BIAN, etc.)
- Good understanding and experience in various software development cycle methodologies, including migrating from waterfall to agile methodologies
- Broad-based IT knowledge and experience (Hardware, Software, Middleware, Databases). Solid foundation in service-oriented technologies to be able to understand service interdependencies and drive towards technical solutions for multi-tiered systems
- Good understanding of Technology Taxonomy (Functional Disposition, Deployment, Performance, Integration Protocols)
- Excellent verbal, written and presentation skills to stakeholders at all levels
- Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation
- Capability to think conceptually and identify patterns across seemingly unrelated situations
Key Domain/ Technical Skills:
. Cards & Rewards/Loyalty
- Issuing covering card issuance & lifecycle management, authorization & transaction processing, clearing & settlement, security & compliance, disputes & chargebacks, digital enablement, etc
- Acquiring covering merchant onboarding & management, payment acceptance channels, transaction processing, settlement & reconciliation, risk & fraud management, etc
- Rewards & Loyalty covering program design & management, earn & redeem mechanics, settlement & accounting, analytics & personalization, customer experience, etc
. Collections
- Collections Lifecycle, Strategy & Segmentation, Payment Arrangements, Analytics & Reporting, etc
. Core banking
- Customer demographics and customer preference, deposit products
- Customer and Account lifecycle management
- Customer Communications
. Credits:
- Secured / Unsecured Loans, Limits and Exposures, Pricing, Collections, Credit Originations, Credit Scoring
. Payments
- Domestic / Local Payments, International / Cross Border Payments, Electronic Cheques, Real-Time FX and Contracts, Book Transfers
- B2B, B2C, G2B, G2C, P2P, B2E and G2G
