Director/VP, Credit Department (Financial Institutions)
Director/VP, Credit Department (Financial Institutions)
SMBC Group10-12 Years
- Posted 13 hours ago
- Be among the first 10 applicants
Job Description
Job Responsibilities
- Perform fundamental credit analyses on banks and non-bank counterparties.
- Provide continuous credit monitoring of assigned portfolio, ensure accuracy of assigned risk ratings and escalate any deterioration in credit quality to management
- Evaluate derivatives and securities financing transactions across client base working closely with derivatives marketers, relationship managers, risk management, credit department and legal to mitigate risk.
- Evaluate lending and structured financing solutions for recommendation and approval by senior credit approver within the team.
- Prepare credit recommendation executive summary with focus on basis for recommendation, key risks and mitigants, conclusion.
- Work with stakeholders to collectively develop CCR framework.Maintain open relationship with customers via due diligence meetings and periodic updates on performance.
- Prepare periodic portfolio reports for credit team where required
- Work on special projects as required
- At least 10 years of relevant credit risk experience, with a preference for candidates with experience analyzing financial fundamentals and credit risk of banks.
- Working understanding of derivatives and securities financing transaction (SFT) product risks.
- Exceptional verbal and written communication skills, supported by strong analytical capabilities and keen attention to detail.
- Proven ability to work independently, manage multiple priorities, and perform effectively under pressure in a fast-paced environment.
- Proficiency in Microsoft Excel, Word, and PowerPoint.


