Credit Risk Management Assistant Executive

Brief Summary

• Support robust credit-risk decisions by evaluating customer financial information, exposure, and payment performance. Contribute to accurate credit assessments, risk mitigation, reporting, and stakeholder coordination across the organisation.

Responsibilities

• Manage trade credit insurance activities for assigned customers and coordinate with relevant internal and external stakeholders. Review, recommend, and maintain customer credit limits in line with approved policies and risk exposure. Assess customer financial performance and creditworthiness using financial statements, payment history, and other relevant information. Monitor credit-limit utilisation and investigate instances where approved thresholds are exceeded. Conduct periodic credit reviews and support customer-ranking assessments. Maintain accurate customer financial information, rankings, and credit limits in the relevant systems. Coordinate risk-mitigation actions for customers presenting credit concerns. Prepare and submit reports on high-risk accounts and other credit-related matters to management and headquarters. Deliver orientation, training, and knowledge-sharing sessions on credit-risk management for Sales and other relevant stakeholders.

Requirements

• Diploma or Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or a related discipline. 1 - 3 years of relevant experience in credit-risk management, accounts receivable, finance, accounting, or a related field. Professional certification in Finance, Accounting, or Credit Management is advantageous but not mandatory. Strong analytical and problem-solving abilities, including the capacity to interpret financial statements, evaluate creditworthiness, and recommend suitable credit limits. High attention to detail and accuracy when managing financial information, reports, and records. Effective communication and coordination skills for working with Sales, Accounting, Customer Support, and other stakeholders. Ability to work independently and collaboratively within a team. Proficiency in Microsoft Office applications, particularly Excel, Word, and PowerPoint, for preparing reports and presentations. Demonstrated accountability, initiative, and adaptability when applying credit-risk processes, policies, and systems. Experience with Microsoft Power BI and dashboard development is advantageous.