Conduct through analysis of financial statements of new and existing counterparties for creditworthiness evaluation.
Prepare detailed profile reports covering company background, operations, financial status, performance, and market reputation.
Provide recommendation based on the analysis for credit decision-making.
Continuously monitor credit exposure and identify early warning signs of potential defaults or breaches.
Prepare regular reports and presentations for management, highlighting key risks, trends, and actions required.
Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
Assist in the development and implementation of risk mitigation strategies to address identified risks, ensuring that the company operates within its established risk tolerance.
QUALIFICATIONS:
Degree in Finance, Accounting, Business, Economics, or related field.
3-5 years of experience in credit analysis, preferably within the oil and gas, commodities, or financial services sectors.
Strong understanding of financial statements, credit risk analysis, and financial modeling techniques.
Knowledge of trade finance and hedging structures within the commodity trading industry is an advantage.
Excellent communication and interpersonal skills, with the ability to interact effectively with internal teams and external stakeholders.
A proactive and results-driven mindset with the ability to solve complex problems and make informed decisions.