Evaluate the overall credit worthiness of new dealers and conduct ongoing review of accounts to assess their ability to meet credit obligations periodically, and alert business in the event of any adverse conditions/news to minimise and circumvent loan loss scenarios
Write credit proposals in the loan origination process and make variations / recommendations
Work with relationship managers to support all credit related matters
Perform loan portfolio analysis, industry analysis and peer comparisons
Ensure compliance with credit policies rules and procedures
Any other ad-hoc duties assigned by supervisor
Job Requirement:
Academic qualification: Diploma & equivalent
Aspire to build a sales-oriented career
Strong analytical skills with good grasp of financial analysis
Ambitious, result-driven as well as passionate to provide excellence customer experience
Strong understanding of customer and market dynamics and requirements
Competent in English (verbal & written)
High level of integrity, meticulous and detail-orientated
Strong ownership with ability to operate in a flexible, dynamic environment
Ability to multi-task, deliver results and solve problem well under pressure to meet deadlines
Open and willing to learn new things, take on new challenges and make adjustments to suit transitions in the workplace
