PRINCIPAL ACCOUNTABILITIES:
- Responsible for underwriting and assessing credit propositions and transactions submitted by Relationship Managers, to ensure compliance with the Bank&aposs credit policies and procedures, risk acceptance criteria where appropriate, and regulatory requirements.
- Complete annual and/or loan reviews assigned.
- Participate in client calls with the Relationship Managers.
KEY COMPETENCIES:
- Degree holder with a minimum of 2-4 years of relevant credit, risk or accounting experience; seasoned credit analysts of medium to large corporations can be considered for this role.
- Strong analytical, communication and interpersonal skills are required.
- Familiar with MS software applications such as Word, Excel, PowerPoint etc. Excellent verbal and written communication skills are essential.
- Perform suitable industry, peer, business projection analysis as needed.
- Ability to appropriately assess credit and other risks, compliance with the bank&aposs credit and relevant policies.
- Ability to present credit cases confidently especially on key risks, financial analysis and projection assumptions/outcomes.
- Ability to work well with others and independently, a team player, accountable and a positive work attitude are essential qualities.
Desired Skills and Experience
Credit Risk Analysis
Financial Statement Analysis
Corporate Credit Underwriting
Risk Assessment
Regulatory Compliance
Industry & Peer Analysis
Business Forecasting
Credit Policy Compliance
Microsoft Excel
Microsoft PowerPoint
Financial Modeling
Stakeholder Engagement
Team Collaboration
Independent Work
Attention to Detail
