Compliance Manager - Payments / Digital Assets

Salary: S$8,500 - S$11,000 per month
Location: Singapore

About the Role

Our clients are licensed payment institutions, fintech companies, and digital asset platforms seeking experienced Compliance Managers to lead and strengthen their Financial Crime Compliance and AML/CFT frameworks.

This is a leadership role responsible for overseeing the end-to-end compliance programme, ensuring adherence to MAS regulations, managing regulatory engagements, and protecting the business against financial crime risks. The successful candidate will act as a key liaison with regulators, banking partners, auditors, and internal stakeholders while driving a robust culture of compliance across the organization.

Key Responsibilities

• Lead and maintain the firm's Anti-Money Laundering (AML), Countering the Financing of Terrorism (CFT), and financial crime compliance programme.
• Oversee transaction monitoring, sanctions screening, alert reviews, case investigations, and escalation processes.
• Review and prepare Suspicious Transaction Reports (STRs) and regulatory filings where required.
• Ensure compliance with applicable MAS regulations, notices, guidelines, and licensing requirements.
• Support regulatory reporting obligations and ongoing compliance monitoring activities.
• Act as the primary point of contact for MAS regulatory queries, inspections, thematic reviews, and supervisory engagements.
• Maintain relationships with partner banks, payment partners, auditors, and external compliance stakeholders.
• Conduct enterprise-wide compliance risk assessments and recommend appropriate controls.
• Develop, review, and enhance compliance policies, procedures, and governance frameworks.
• Lead compliance monitoring programmes, internal reviews, and remediation initiatives.
• Support internal and external audits, regulatory inspections, and independent compliance assessments.
• Manage, mentor, and develop compliance analysts and team members where applicable.
• Deliver compliance training and provide regulatory guidance to business stakeholders.

Requirements

• Bachelor's Degree in Law, Finance, Business, Accounting, Economics, or a related discipline.
• 5-8 years of experience in AML, financial crime compliance, regulatory compliance, or risk management within payments, banking, fintech, or digital asset environments.
• Proven experience owning and managing a compliance programme rather than solely supporting one.
• Strong understanding of Singapore's regulatory environment and AML/CFT obligations.
• Practical working knowledge of MAS Notice 626, MAS Notice 701, Payment Services Act requirements, and PSN02 Guidelines.
• Experience managing transaction monitoring, investigations, sanctions screening, and suspicious transaction reporting.
• Prior exposure to MAS inspections, audits, regulatory reviews, or supervisory engagements.
• Strong stakeholder management skills with experience engaging regulators, banking partners, and senior management.
• Excellent analytical, communication, and report-writing abilities.

Preferred Experience

• Licensed Payment Institutions (MPI/SPI)
• Digital Payment Token (DPT) Service Providers
• Fintech Companies
• Banking & Financial Institutions
• Digital Asset Exchanges
• Cross-Border Payments
• Stored Value Facilities
• E-Money and Payment Services

What Success Looks Like

You are able to independently oversee a regulated compliance programme, engage confidently with regulators and banking partners, identify emerging financial crime risks, and implement practical controls that support both business growth and regulatory expectations.

Benefits

• Opportunity to work within regulated fintech, payments, and digital asset sectors.
• High visibility with senior leadership and regulators.
• Exposure to evolving regulatory frameworks and financial crime risk management.
• Competitive salary and performance-based compensation.
• Career progression into Senior Compliance Manager, Deputy MLRO, MLRO, or Head of Compliance positions.

Recruit-123 Pte Ltd
EA Licence No.: 25C2810EA

Recruitment Consultant
Lian Cher Chieh (Steffan)
EA Registration No.: R1217705

Interested applicants are invited to submit their updated resume for a confidential discussion. Only shortlisted candidates will be notified.