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Business Analyst / Product Owner (Payments Application / System / Banking)

3-5 Years
SGD 7,000 - 13,500 per month
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  • Posted 27 days ago
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Job Description

Executive Summary

Smart IMS Inc provides Digital technology & Cloud transformation services, Application & Infrastructure Management Services, Unified Communications and Insurance implementation services to customers across the Americas, Europe, Middle East, and Asia-Pacific regions. As the trusted technology and business partner of leading MNCs, including Global Investment Banks, Smart IMS is also a Microsoft Gold Certified Partner, Oracle Platinum Partner and AWS MSP Partner.

We are looking to hire an experienced Business Analyst / Product Owner (BA / PO) to drive payment application projects for our client in Singapore which is a top global investment bank.

Key Responsibilities:

  • Act as the primary liaison between business users, technology teams, and external vendors for payment application projects.
  • Gather, analyze, and document business, functional, and technical requirements with a clear understanding of banking and payment processes.
  • Translate business needs into user stories, use cases, and acceptance criteria to guide development and testing.
  • Define and prioritize the product backlog, ensuring alignment with business goals, technical feasibility, and regulatory compliance.
  • Prepare and maintain business requirement documents (BRD), functional specifications, process flows, and training documentation.
  • Collaborate with developers, QA, and operations teams throughout the SDLC to ensure timely and high-quality delivery.
  • Participate in sprint planning, backlog grooming, and UAT testing to validate that deliverables meet user and compliance expectations.
  • Support project delivery, integration, and go-live activities, ensuring operational readiness and user adoption.
  • Ensure payment-related products comply with relevant security and compliance frameworks (e.g., PCI-DSS, ISO 20022).

Requirements:

  • At least 3-5 years of experience as a Business Analyst / Product Owner in banking, payments, or fintech domains.
  • Proven experience working on payment systems, payment gateways, or transaction processing platforms.
  • Strong techno-functional background - able to engage in both business process discussions and system-level analysis.
  • Hands-on experience in requirements gathering, process mapping, and stakeholder management.
  • Familiarity with Agile/Scrum methodology and tools such as JIRA and Confluence.
  • Excellent analytical thinking, problem-solving, and documentation skills.
  • Strong interpersonal and communication skills, with the ability to work effectively across technical and business teams.
  • Understanding of compliance and security standards such as PCI-DSS will be an advantage
  • Experience with ISO 20022, SWIFT, or other financial messaging standards is a plus.

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Job ID: 131834047