Credit policy & framework, including formulation and maintenance of credit policies and procedures, monitoring the compliance of credit policies.
Portfolio monitoring & reporting, including preparation of regular portfolio reports for senior management, risk committees, regulators and Head Office identification of emerging risks, concentration trends, and early warning signals etc.
Credit stress testing, including development and maintenance of stress testing methodologies, internal and regulatory stress testing exercises and submissions, etc.
ECL modelling & provisioning, including support the ongoing enhancement of ECL models in line with IFRS 9, ECL calculation exercise etc
Environmental risk management, including formulation and maintenance of environmental risk management framework to ensure alignment with regulatory requirements and industry best practices portfolio environmental risk management, climate stress testing and scenario analysis, etc.
Other tasks as may be assigned by Head of Department
Requirements
A Bachelor degree in fields such as Economics, Finance, Accountancy etc with a strong foundation in analytical, statistical and other quantitative techniques.
A minimum of 3 years experience in credit risk management with large regional or global financial institutions.
English Mandarin to liaise with Chinese speaking stakeholders
Excellent verbal communication and good interpersonal skills to handle stakeholders across multiple departments
Proactive, energetic, high attention to detail and strong sense of risk awareness
Ability to work independently and manage multiple priorities
