AVP, Specialist, Private Banking Credit Documentation, Risk Management Group
Job Description
Responsibilities:
DBS Asia Central
Job:
Risk Management
Schedule:
Regular
Employee Status:
Full time
- Prepare, review and approve standard and non-standard Letters of Offer, facility agreements, security documents and related documentation in accordance with approved credit terms.
- Ensure all conditions, covenants, collateral requirements and other terms in the approved Credit Application Memorandum are accurately and completely incorporated into the documentation.
- Manage complex and bespoke documentation matters, including drafting non-standard provisions and obtaining Legal clearance where required.
- Partner with Relationship Managers, Credit Risk, Legal, Operations and other stakeholders to resolve documentation issues and deliver agreed turnaround times.
- Maintain strong documentation controls, promptly identify and escalate discrepancies or exceptions, and support satisfactory audit and regulatory outcomes.
- Draft, review and finalise credit and security documentation for new facilities, amendments, renewals and other approved transactions.
- Perform independent quality checks to confirm the accuracy, completeness, consistency and enforceability of documentation before issuance or execution.
- Clarify ambiguous, incomplete or inconsistent approval terms with Relationship Managers and Credit Risk colleagues and escalate material issues on a timely basis.
- Maintain and update Letters of Offer, supplementary documents, standard clauses, checklists and credit documentation templates in consultation with Legal and relevant control functions.
- Ensure compliance with internal policies, delegated authorities, operating procedures, service standards and applicable laws and regulations.
- Maintain complete documentation records and provide timely status updates to stakeholders, including on outstanding matters, exceptions and execution requirements.
- Support process improvement, documentation standardisation, system enhancements, preparation of functional specifications, user acceptance testing and other departmental initiatives.
- Bachelor's degree in law, Business, Finance, Banking or a related discipline.
- 7 to 10 years of relevant banking or financial-services experience, preferably in credit documentation, or a related control function.
- Strong working knowledge of facility and security documentation, credit approval terms and documentation controls.
- Experience supporting Private Banking, Wealth Management or complex secured-lending transactions is strongly preferred.
- Demonstrated ability to manage complex and high-volume documentation within demanding turnaround times.
- Relevant legal, credit or banking qualifications would be advantageous.
- Meticulous with good attention to detail and ability to work efficiently under tight timelines.
- Strong communication skills and ability to work collaboratively with various stakeholders including Credit Managers, Credit Risk Managers, Relationship Managers and Legal.
- Aptitude and mindset to continuously leverage technology to drive efficiency and automation.
DBS Asia Central
Job:
Risk Management
Schedule:
Regular
Employee Status:
Full time
More Info
Key Skills
preparation of functional specifications
documentation controls
documentation standardisation
facility and security documentation
credit approval terms
About Company
Skills:
User Acceptance Testing, credit control processes
Skills:
Counterparty Credit Risk (CCR) modelling, Automated Testing, Stress Testing, Python, Numerical methods, Documentation review, Statistics, Financial mathematics, anomaly detection, quantitative finance, Data analytics tooling, AI Agentic AI applications, stochastic calculus, Model risk management, Credit scoring PD model development or validation
Skills:
Vendor management, Excel or G-sheets, Process improvement, Internal control frameworks, Income tax submissions
Skills:
Functional Specifications, change management, automation, Service Design, user-centred design methodologies, Journey Mapping, human-centred design, process improvement, digital tools and platforms, data-driven approaches, Business Transformation, business process redesign, Process Automation, Design Thinking
Skills:
workflow optimization , Microsoft Excel, Payment Operations, Process improvement, Accounts Receivable, Reconciliations, Accounts Payable, Stakeholder Management, Treasury Management, General Ledger processes, Finance Transformation, Audit Support, Internal controls and governance, Cross-border payments, Financial Controls, Financial Compliance, Large-scale payment processing, Financial reporting, Treasury Coordination