Business Function
Capital management involves balancing capital demand from credit, market and operational risks across various businesses with capital supply comprising shareholders funds and subordinated financial instruments raised from investors.
This role is in the Capital Management team which supports the CFO and Corporate Treasurer in the development and execution of initiatives and strategies to manage DBS's capital as a strategic resource from both consolidated and entity perspectives, and involves assisting with advising the Board and Senior Management on Group capital strategy and structure, the preparation of detailed group-level capital plans, analysing and simulating the impact of regulatory capital rules on business strategy.
This role sits at the intersection of quantitative data analysis and regulatory capital frameworks, requiring the ability to process and interpret large, complex datasets while building — or rapidly developing — a strong understanding of capital supply and demand dynamics.
The ideal candidate brings exceptional analytical horsepower and intellectual curiosity. Candidates without a prior background in bank capital management are welcome to apply provided they demonstrate the drive and capability to get up the curve quickly on capital rules, regulatory requirements, and balance sheet mechanics.
Responsibilities
Data Analytics & Quantitative Analysis
- Collect, clean, and analyse large and complex datasets related to capital positions, regulatory metrics, and balance sheet flows
- Build and maintain automated data pipelines and reporting tools to support capital monitoring and forecasting
- Develop models and analytical frameworks to assess capital adequacy across scenarios and stress conditions
- Identify data quality issues and work cross-functionally with technology and finance teams to resolve them
- Produce clear, concise visualisations and dashboards to communicate capital trends to senior stakeholders
Capital Rules & Regulatory Frameworks
- Develop and maintain working knowledge of applicable capital regulations (e.g. Basel III/IV, CRR, CRD, RWA methodologies)
- Support analysis of capital supply — including CET1, Tier 1, and Total Capital resources — and capital demand drivers such as RWA movements across credit, market, and operational risk
- Monitor developments in capital regulation and assess their implications for the firm's capital strategy
- Support senior team members in the yearly ICAAP process, and interactions with regulators
Capital Strategy & Allocation
- Support the development and maintenance of the firm's capital allocation framework, analysing how capital is deployed across business lines, asset classes, and geographies on a risk-adjusted basis
- Assist in building and running return on equity (RoE) and return on risk-weighted assets (RoRWA) analytics to assess the capital efficiency of individual portfolios and activities
- Contribute to capital optimisation workstreams — identifying opportunities to reduce RWA consumption, improve capital velocity, or rebalance allocations in line with strategic priorities
- Support analysis of the firm's capital distribution capacity, including modelling dividend headroom, share buyback capacity, and AT1 coupon serviceability under base and stress scenarios
- Assist in connecting capital planning outputs to valuation frameworks — including the impact of capital ratios, payout policies, and excess capital positions on intrinsic value and market valuation metrics
- Contribute to strategic projects such as capital structure reviews, M&A capital impact assessments, and business mix analyses
Stakeholder Support & Communication
- Prepare high-quality materials for internal governance committees and senior management
- Collaborate with Finance, Risk, Treasury, and Front Office teams on capital-related queries and initiatives
- Respond to ad hoc analytical requests with accuracy and speed, managing multiple workstreams simultaneously
Requirements
- Minimum – University degree in Business, Economics or Finance. Open to other disciplines (e.g. Engineering) if have relevant experience in banking industry.
- 3-5 years of relevant experience in the banking sector (e.g. business control / business treasury / capital optimisation / data analytics and / or bank corporate centre )
- Possess the technical and core competencies listed below
Technical Competencies
- Strong analytical, modelling and presentation skills and IT skills
- Prior experience with big data eco-system (Python, columnar data-storage, S3, Cloudera, Hadoop, JSON) and analytics platform (Qilkview and Tableau)
- Strong proficiency in Microsoft Office (Powerpoint, Excel, Word)
- Understanding of Basel and MAS capital regulatory framework would be looked upon favourably
Core Competencies
- Possess drive and desire to succeed
- Adaptable – comfortable in rapidly changing environments
- Strong analytical skills and critical thinking
- Attention to detail is critical
- Strong interpersonal skills and team player
- Strong presentation skills
- Able to organize and lead complex processes
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.
Location:
DBS Asia Central
Job:
Corporate Treasury
Schedule:
Regular
Employee Status:
Full time
