Role overview
This position involves managing a portfolio of corporate clients across diverse sectors, analyzing, and providing recommendations on counterparty transaction proposals for both existing and new clients. Given the organizations growth aspirations, many transactionsdue to their size and/or complexityrequire early engagement and collaboration across various business areas and support functions. The role emphasizes aligning transactions with risk appetite, conducting due diligence, structuring, financial modelling, and risk assessment.
Responsibilities
- Evaluation of credit applications, internal ratings and transaction proposals for new or existing corporate and/or financial institution clients with focus on Corporate related transactions. This includes reviewing transaction material and the analysis submitted by the Business, where appropriate challenging assumptions and conclusions.
- Providing solutions and adding value to the Business by engaging in client and transaction discussions, due diligence, giving clear guidance on policy and risk appetite and influencing transaction structures and facility terms & conditions to mitigate risk.
- Engaging with the Business on early-stage potential transactions, forming a view on these transactions and as appropriate, discussing and presenting these to senior management. Attend deal screening committees and communicate credit views and challenges on proposals.
- Present transactions in a concise and clear manner to senior Business and management both locally and overseas, evidencing deep knowledge of the client, transaction, and risks & mitigants. Provide clearly articulated views on whether a client and proposal are bankable and if not, where appropriate, providing alternatives and risk mitigating solutions.
- Active involvement in term sheet, loan documentation and ISDA/CSA review and discussions with Business stakeholders, influencing where appropriate content and credit terms, ensuring these are acceptable from a risk and commercial standpoint.
- Proactively keep track of the various sector developments and monitor allocated portfolio and clients from a client specific as well as a sector and country perspective, and where issues are identified, flagging these with relevant Business and stakeholders. Formulate mitigating actions where material risk issues arise.
Job Requirements:
- Minimum 10 years of corporate credit experience within the banking/financial institution industry
- Experience in the analysis and documentation of traditional lending, trade finance, structured transactions and traded products, including derivatives and securities financing transactions.
- Experience in risk analysis and formulating recommendations on credit proposals across a broad range of client types, including corporates, across a number of jurisdictions in South Asia
- Good understanding of different sector risk dynamics, drivers and fundamentals, with an ability to apply this in the analysis of counterparty success factors and business and financial risks.
If you&aposre interested in the above role, click on the &aposapply&apos function now! Alternatively, you can contact Hao Yi at [Confidential Information] for a confidential discussion. Only shortlisted candidates will be notified.
Morgan McKinley Pte Ltd | EA Licence No: 11C5502 | EA Registration No. R21100351
