AVP, Consumer Credit Risk Monitoring and Credit Bureau, Risk Management Group

Dbs Bank

Singapore

5-7 Years

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Posted 13 hours ago
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Job Description

Key Accountabilities

Manage Risk Monitoring and Reporting Team for SG CBG Credit select portfolio
Develop and implement a comprehensive and efficient framework for reporting.
Ensure adherence to regulatory requirements while championing process improvements and technological advancements
Enhance and strengthen data quality governance controls in reporting.

Job Responsibilities

Ensure reports generated are accurate, complete and sent within requested timeline.
Proactively initiate review, document, and maintain comprehensive procedures and guidelines for report generation.
Periodic review of approach on DQ checks to remain effective and recommend updates if necessary.
Lead engagement with stakeholders for queries / deep dive requests on portfolio matters to ensure delivery addresses stakeholder concerns.
Drive initiatives in automation and standardisation. Identify opportunities and gaps to transform and improve data lineage, as well as existing monitoring and reporting processes
Represent department in inter-department initiative to build next generation dashboard to upgrade analytics capabilities. Ensure correct subject matter experts are consulted and kept updated on project developement.
Stay updated with regulatory changes in reporting requirements. Embrace and apply best practices in reporting to ensure industry-leading performance.
Credit Losses Forecasting: Accountable for Specific Provision taking the view of current, projected flows and forecasted conditions for non-performing loans, embedded with forward-looking information.
Credit Bureau Singapore (CBS): Ensure the credit bureau records, are accurate & complete as defined from CBS and submitted within the mandated timeline.
Adopt and leverage the AI capabilities in DBS in automating the summarize of MIS into clear insights, save time by automating the repetitive analysis and data accuracy checking tasks.

Requirements

At least 5 years of exposure in consumer credit & lending, preferably covering unsecured lending with strong data analytics skill and ability.
Decisive and solution focused. Possess strong analytical skills, highly numerate with the ability to collect, organize and analyse significant amount of information with attention to detail and accuracy.
Possess strong portfolio and analytical skills with demonstrated ability to conceptualize and clearly communicate the analytical findings, both in writing and verbally.
Demonstrated ability to synergise, prioritise and drive results with a sense of urgency
Familiarity with Credit Policies, regulatory policies and guideline is a plus.
Good communication and writing skills
Display a high degree of team spirit and professionalism, and able to co-operate in a harmonious and productive manner with team member and stakeholders.
Proactively explore AI tools, integrate them into daily tasks, and seek new ways to automate and optimize work.
Self-motivated with a strong inquisitive mindset and quest for learning
Competent in Programming skills (Python, SQL etc.) as well as MS Office tools (Word, Excel, Powerpoint).
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