Major Accountabilities/Principal Responsibilities:
The Distribution and Credit Solutions (DCS) division is the centre of expertise and single point of entry for financial engineering/structuring, distribution and trading for various structured credit products. Securitisation and Fund Finance team is the origination and structuring group within DCS responsible for origination of securitisation, structured credit and loans, repack solutions, and funds financing. The team provides corporates, financial institutions, insurance companies, funds, asset managers and corporate siblings (such as auto-captives) with asset backed solutions for financing, investment, risk management and scarce resources consumption through the use of securitisation and market techniques.
DCS division operates internationally with teams based in Europe and the United States and has been present in Asia-Pacific for seven years.
The successful candidate will be heavily involved in all components of the team's activity:
- Transaction origination: supporting and contributing to the origination and pitching process by being actively involved in client discussions, pitches and structuring as well as supporting origination through research, market intelligence, contributing to answers to Request for Proposals, to the production of marketing materials and to the follow up of client initiatives.
- Transaction execution: contributing to the structuring and supporting or leading execution of new transactions. Undertaking transaction documentation review and managing discussions with counsel, supervising or performing transaction modelling (cash-flow models, rating agencies models, profitability pricing), supervising or performing data analysis (historical performance, portfolio statistics). Driving the preparation of credit applications and other internal memorandum related to transactions. Liaising with the various teams involved in the transaction execution (sales, legal, portfolio management, middle office, conduit, etc.).
- Transaction monitoring: monitoring transaction performance, preparing / contributing / supervising the renewal of credit applications.
- Development of technical expertise: focusing on maintaining a high level of technical expertise in relation to the broader DCS franchise and product offering.
Profile Required:
Qualifications, Experience & Knowledge Required
- University degree in a relevant discipline (business, commerce, law, engineering/science)
- Proven track record in the related area, ideally within the asset backed products or securitisation environment. Other experience including rating agencies may be considered.
- Strong numerical and financial modelling skills with a solid understanding of accounting concepts, financial statements and cashflows.
- Knowledge of the main players in the asset backed products, fund finance, and securitisation space including clients, other lenders and third-party advisors including legal counsel.
- Ability to generate pitch material that is clear, structured, compelling, and comprehensive in addressing clients needs.
- Capacity to understand and manage risks (credit, market, reputational, etc.) for the business line and the organisation and act responsibly in line with SG Group Values, Code of Conduct, and other applicable rules & regulations.
Behavioural Competencies Required:
- Ability to build and maintain trusted client relationships in a lead role.
- Consistency and rigour in following up on clients needs with a focus on the team's priorities.
- Display a sense of ownership in the business and pride in the quality and accuracy of work presented internally and in the transactions executed for clients.
- Commitment to the team's efforts in the development of the Asian business in line with the team's priorities and strategy.
- Experience of working (including remotely) with people with diverse, international backgrounds.
- Ability to work in a small team environment and autonomously.
- Ability to manage self and juniors in prioritising tasks and managing competing deadlines.
Functional Relationships
Internal: staff from business divisions and support functions locally, regionally and globally including credit, legal, compliance, syndication, portfolio management and other business lines
External: clients, external counsel, other international and APAC regional banks and non-bank lenders
