Associate Director, Research & Analysis, Singapore , Research & Analysis, Singapore

About the Role

As an Associate Director, Research & Analysis, Singapore you will manage a portfolio of customers including commercial real estate and commodity trading from a Research & Analysis perspective, applying robust credit and risk assessment alongside thoughtful deal structuring to enable and execute transactions in close partnership with Relationship Bankers, Product Partners, and Institutional Risk.

Banking is changing and we're changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you'll be building your future, while helping to build ours.

Role Location: Singapore
Role Type: Full-time, Permanent

What will your day look like

As an Associate Director, Research & Analysis, Singapore you will

• Contribute to business growth through timely preparation of high-quality credit papers for new and existing clients
• Improve return on financial resources through effective deal structuring, accurate risk grading, and maintenance of correct customer data
• Attend customer meetings with Relationship Managers to build a strong understanding of customer business models and industries
• Build and maintain strong stakeholder relationships to ensure deep, up-to-date segment knowledge and industry insights
• Support development and execution of strategies for customer growth, including new transactions and management of deteriorating credits
• Drive client engagement by delivering high-quality analysis and insights within acceptable risk parameters
• Prepare credit memoranda covering key risks and mitigants, including customer, industry, and financial assessments
• Act as a strong first line of defence through proactive risk management and adherence to internal credit processes and policies
• Acquire deep knowledge of products and services provided by Institutional Banking and how these can meet needs of customers
• Partner with Relationship Management and Product Specialists to establish credit requirements, including deal structuring and risk mitigation
• Ensure compliance with local regulatory requirements and accuracy of client data in systems, while identifying process improvement opportunities
• Proactively manage risk exposure and identify key risk elements, ensuring alignment with group standards and regulatory requirements
• Promote ANZ's core values, building collaborative working relationships across different business units to support timely delivery of outcomes to customers.
• Contribute to a high performing and inclusive culture.

What will you bring

To grow and be successful in this role, you will ideally bring the following:

• Tertiary qualification in Commerce, Business, Accounting, Finance or Economics
• Extensive experience in credit analyst roles
• Strong analytical skills supporting sound commercial judgement
• Ability to apply business instincts to underpin actions, recommendations, and decisions
• Thorough knowledge of credit and risk management principles, policies and procedures
• Strong financial modelling capability
• Highly motivated and self-directed approach to work
• Collaborative team player with strong interpersonal skills
• Excellent written and verbal communication skills
• Strong work ethic with high attention to detail
• Focus on accuracy and quality in deliverables

You're not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we'd love to hear from you

So why join us

From the moment you join ANZ, you'll be doing meaningful work that will shape a world where people and communities thrive.

But it's not just our customers who'll feel your impact. you'll feel it too. Because at ANZ, you'll have the resources, opportunities, and support you need to take the next big step in your career.

We're a diverse bunch at ANZ in different roles, different locations, doing different things. That's why we have a range of flexible working arrangements, so our people can make work, work for them. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.

At ANZ, you'll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That's because we're committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.

To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 116148.