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Job Summary: Payments Technical SME We are seeking an experienced Payments Technical SME to lead the design, delivery, and support of payment and card-based technology solutions. The role involves managing technical teams, driving end-to-end delivery of payment systems, and ensuring solutions are secure, scalable, and compliant with banking and regulatory standards.
Key Responsibilities 1. Technical Expertise & Solution Design
. Serve as the technical authority on payment systems, platforms, and integrations.
. Payments domain expertise: Domestic and International Payments, Payment routing, Cheques, Clearing & Settlement Systems (RTGS, Cross border, ACH, Faster Payments and G3 / MEPS /HK CHATS / CHAPS), SWIFT, Standing Instructions, Direct Debits, Credit transfer, Bulk Payments, Payment formats (SWIFT, ISO20022 XML, NACHA etc).
. Technical skills: Oracle SQL, Unix, Websphere.
. Experience in managing technical aspect software products.
. Provide guidance on architecture, design, and implementation of payment solutions.
. Evaluate emerging payment technologies and recommend adoption strategies.
. Document technical processes, standards, and best practices.
. Working knowledge of the cash management domain.
. Lead and manage technical teams delivering payments and card platform solutions.
. Excellent Techno Functional skill in the Payments area 2. Compliance & Risk Management
. Ensure compliance with regulatory standards.
. Implement and monitor security frameworks relevant to payments.
. Troubleshoot complex payment issues and provide root cause analysis. 3. Collaboration & Stakeholder Engagement . Partner with product, engineering, and business teams to define requirements and deliver solutions.
. Support vendor selection, integration, and management of third-party payment providers.
. Facilitate communication between technical and non- technical stakeholders. 4. Knowledge Sharing & Leadership
. Train and mentor teams on payment systems and industry trends.
. Drive continuous improvement in payment processes and technical practices.
. Represent the organization as a subject matter expert in internal and external forums.
Qualifications & Skills . Required:
Education: Bachelor's degree in Computer Science, Information Technology, Engineering, or related field.
. More than 15 years of experience in payments technology, financial services, or fintech.
. Proven expertise in payment processing systems (e.g., card networks, ACH, SWIFT, real-time payments).
. Expertise in configuring the payment product.
. Strong understanding of APIs, microservices, and integration patterns.
. Familiarity with compliance and security frameworks relevant to payments.
. Deep technical knowledge of payment platforms and transaction flows.
. Strong problem-solving and analytical skills.
. Oversee end-to-end project delivery including scope, timeline, quality, and budget
. Excellent communication and stakeholder management abilities.
. Hands-on experience with payment gateways, fraud detection, and settlement systems.
. Hands on experience with payment products like Finastra- GPP. . Ability to translate complex technical concepts into business- friendly language.
. Experience with Agile / SDLC delivery models
. Strong unders1anding of payment processing, card lifecycle, and transaction flows
. Working knowledge of Agile methodology.
. Desired/ Preferred: o Certifications such as Certified Payments Professional (CPP) or PMP.
o Experience with cloud-based payment solutions (AWS, Azure, GCP). o Knowledge of blockchain, digital wallets, and emerging payment technologies.
o Prior experience in global payments and cross-border transaction systems.
Job ID: 136658725