Responsibilities
Team Introduction In line with the globalization strategy and vision of the company, the Global Payments team builds a platform to provide cross-border payment solutions for all ByteDance's products and services, that are growing rapidly worldwide. What you'll do: Transaction Monitoring and Customer Risk Rating Strategy: - Collaborate with business units to understand business models and inherent risk exposures. Detect suspicious transactions and develop effective transaction monitoring rules. - Understand customer profiles and design customer risk rating models. - Collaborate with data and algorithm team members to build machine learning models and large language models. - Design and maintain monitoring effectiveness metrics and dashboards to assess rule performance. - Support the development and ongoing enhancement of policies and procedures across the transaction monitoring lifecycle, including rule validation, system optimization, and underlying data analysis. Product and Project Management: - Coordinate with regional and global teams to support the implementation and refinement of transaction monitoring models. - Apply sound professional judgment to independently resolve most issues, with discretion to manage complex problems. - Leverage in-depth subject matter expertise and a strong understanding of industry best practices to contribute to strategy initiatives. - Support strategy projects through applied project management skills and effective execution. - Conduct data interpretation and analysis with a high level of accuracy and attention to detail. - Provide informal mentoring or on-the-job training to new or less experienced team members as needed.
Qualifications
Minimum Qualifications: - 5+ years of experience in financial compliance roles within the fintech sector, with a focus on transaction monitoring or customer risk rating. - Strong understanding of compliance risks specific to payment service providers and their business models. - Familiarity with AML-related data (e.g., KYC, customer, merchant, and transaction data). - Practical knowledge of data analysis skills and familiarity with relevant toolings (e.g. SQL, Excel). - Experience engaging with and understanding the requirements of multiple local regulators. Preferred Qualifications: - Bachelor's degree or equivalent relevant compliance certifications (e.g., CAMS) are a plus. - Strong analytical and research skills, proven problem-solving abilities, and the capacity to work under pressure with minimal supervision. - Strong organizational skills, able to manage competing priorities and multi-task effectively. - Global mindset and ability to work across cultures and diverse teams.
