AML Compliance Officer (Deputy MLRO)

About the Role

You will join the Singapore AML team as Deputy Money Laundering Reporting Officer (DMLRO) for an Ant International entity licensed in Singapore as a major payment institution (MPI), supporting the MLRO on the entity's Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) programme.

As a senior AML compliance officer for the entity, you will work closely with internal stakeholders across Ant International, including the business, operations, legal and compliance teams.

Key Responsibilities and Expectations

• Support the MLRO in developing, maintaining and implementing the entity's AML/CFT programme
• Deputise for the MLRO as a key delegate in regulatory and law enforcement interactions, audits and governance committee meetings
• Assist the MLRO with management information reporting to senior management and governance committees
• Provide AML/CFT and financial crime advice and guidance to internal stakeholders
• Assist the MLRO in performing AML/CFT risk assessments of the entity's products and services
• Review L1/L2 submissions for the onboarding and periodic review of high-risk customers subject to enhanced due diligence (EDD), and act as L3 approver
• Review internal suspicious transaction report (STR) escalations and assist the MLRO in making STR determinations
• Lead complex investigations, prepare and submit STRs, and perform post-mortem reviews as required
• Advise on adverse media, politically exposed person (PEP) and watchlist name screening escalations
• Assist the MLRO in providing adequate and appropriate AML/CFT training to Ant International employees

Requirements

• University degree and at least 8 years of relevant AML experience in financial services or the payments industry
• Strong AML/CFT subject matter expertise, with sound risk assessment and problem-solving skills
• Strong knowledge of Singapore AML/CFT and sanctions laws and regulations; familiarity with MAS Notice PSN01 is preferred
• Ability to translate complex AML scenarios into clear, concise risk narratives
• Self-motivated team player, able to work under pressure in a fast-paced, dynamic environment
• Proficient in written and verbal English, with good interpersonal skills
• Proficiency in Mandarin is a plus for working with our internal and external stakeholders