About the company

CGS International Securities Pte. Ltd. (CGS International) is an award-winning and market leading integrated financial services provider, ranked among the top securities houses in Asia.

CGS International taps on our wealth of global and ASEAN insights to offer equities trading, leveraged products, wealth management, investment banking, equities research, Shariah-compliant financing, fixed income, currency and commodities, structured products and prime brokerage services in over 15 countries and regions.

Along with its parent organisation China Galaxy Securities, a leading securities house in China, CGS International is trusted by more than 15 million customers globally.

Role Overview

The incumbent will be responsible for supporting the day-to-day execution of AML/CFT compliance activities, while providing AML advisory support to business and support units from time to time. Key responsibilities include:

1. Conduct AML/CFT reviews, including reviews relating to customer due diligence/know-your-customer, ongoing due diligence, transaction monitoring alerts, watchlist/name-screening alerts and other AML escalations.

2. Perform investigations on suspicious transactions, unusual account activities, adverse media, sanctions/name-screening hits, law enforcement or regulatory requests, and other AML/CFT matters escalated to Compliance.

3. Identify AML/CFT red flags, assess money laundering, terrorism financing, sanctions and proliferation financing risks, document review rationale clearly, and recommend escalation or filing of suspicious transaction reports where applicable.

4. Provide practical AML/CFT advisory support to stakeholders on matters such as CDD requirements, enhanced due diligence, source of wealth/source of funds corroboration, high-risk customers, third-party transfers, account restrictions, client retention or exit considerations, and screening outcomes.

5. Support the preparation, filing and post-filing follow-up of suspicious transaction reports, including maintaining appropriate documentation, internal logs and follow-up actions while observing confidentiality and tipping-off requirements.

6. Assist in the preparation of AML/CFT management information, statistics, committee materials, Board or Head Office reports, and updates for senior management or internal governance forums.

7. Support responses to MAS, SGX, law enforcement, internal audit, external audit, Head Office or other regulatory and assurance requests, including coordinating information gathering and ensuring timely follow-up.

8. Assist in monitoring AML/CFT regulatory developments, industry typologies and emerging risks, and support updates to AML/CFT policies, procedures, guidance notes, controls and training materials.

9. Participate in AML/CFT projects, control enhancements, system-related reviews, training initiatives and other compliance tasks assigned from time to time.

10. Perform compliance reviews, thematic reviews, control testing and sample checks on AML/CFT processes, business activities or internal controls, including documenting observations, tracking remediation actions and escalating issues where appropriate.

Job Requirements

Degree holder in Accountancy, Banking, Finance, Business, Law or a related discipline.
AML/CFT or compliance-related professional certification would be advantageous.
Minimum 3 to 5 years relevant experience in AML/CFT, preferably covering CDD/KYC, transaction monitoring, screening, investigations and STR-related work within a financial institution or capital markets intermediary.
Working knowledge of MAS AML/CFT requirements, customer due diligence, enhanced due diligence, transaction monitoring, sanctions/name screening and suspicious transaction reporting requirements.
Ability to conduct investigations, assess AML/CFT red flags, document clear review rationale and apply a practical risk-based approach.
Good stakeholder management skills, with the ability to communicate AML/CFT requirements clearly to business and support units.
Proficiency in Microsoft Office experience with AML transaction monitoring or screening systems such as NICE Actimize would be advantageous.
Meticulous, analytical and hands-on, with sound judgement, integrity and a strong sense of ownership. Able to work independently, manage competing priorities, communicate effectively with stakeholders, and operate as a collaborative team player in a fast-paced compliance environment.

AML Compliance Officer