[Job ID: 1483219]

Responsibilities:

Business Development

Proactively acquire new SME clients with turnover of up to US$15 million
Cross-sell a full range of SME products (working capital loans, trade, cash management, mortgages, and more)
Ensure each new client holds at least 2 products to deepen relationships
Drive cross-product sales at both corporate and individual levels

Client Service

Respond to all client queries within 2 business days
Build strong, lasting relationships with business owners and decision-makers
Provide professional advice on financing and banking solutions

Compliance & Risk

Ensure full compliance with internal policies and regulatory requirements
Protect the bank's interests by identifying and escalating risk concerns promptly
Adhere to FATCA, TDSR, and credit underwriting standards

Work Ethic

Self-driven, proactive, and accountable
Punctual and professional in presentation
Team player ready to support colleagues as needed

Requirements:

Tertiary education
Minimum 3 years of experience in Business Banking, SME Banking, or Commercial Banking
Strong understanding of working capital financing, credit analysis, and mortgage principles (TDSR)
Familiarity with customer due diligence processes (FATCA)
Excellent negotiation, closing, and communication skills
Proficiency in Mandarin to liaise with Mandarin-speaking clients

We regret that only shortlisted candidates will be notified. However, rest assured that all applications will be updated to our resume bank for future opportunities.

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EA Personnel Name: Cesky Ong Zhi Rong

EA Personnel Registration Number: R24121422

EA License No.: 07C5771

Multi-Product Business Development Manager (SME Banking)