About Ricardo

Ricardo is a 50-year-established automotive and financing group, whose diverse portfolio spans vehicle hire purchase financing, property-backed financing solutions for SMEs in Singapore, comprehensive insurance services, and full-service workshop operations — delivered through Ricardo Cars, Ricardo Financial Services, Ricardo Insurance Agency, and Ricardo Auto Centre.

We're scaling and actively looking for capable and driven team players to join us. If you value ownership, growth and are ready to take the next step in your career, we'd love to hear from you.

About the Role

Reporting to the Chief Financial Officer, you will provide financial leadership and serve as a strategic partner to business leaders. You will oversee the full spectrum of finance functions, including financial reporting, operations, and compliance.

Financial Leadership & Business Partnering

Provide strategic finance leadership for the Group across tax efficiency, treasury planning (including funding diversification), interest rate and liquidity risk management, and corporate finance.
Partner with business units to provide financial insights, budgeting, and forecasting
Support cash flow management, cost control, and financial planning
Perform financial analysis to support strategic decision-making and business growth
Drive process improvements and finance transformation initiatives

Financial Reporting & Closing

Oversee and ensure timely preparation of full sets of accounts in compliance with Singapore Financial Reporting Standards (SFRS)
Lead month-end and year-end closing processes, ensuring accuracy and completeness
Review financial statements, management reports, and variance analysis for senior management
Drive improvements in reporting processes, systems, and timelines

Financial Operations & Controls

Oversee daily finance operations, including AP, AR, GL, and bank reconciliations
Establish, review, and strengthen internal controls, policies, and SOPs
Ensure accuracy, integrity, and completeness of financial records
Supervise and guide junior finance team members (if applicable)

Tax & Regulatory Compliance

Oversee preparation and submission of GST, corporate tax, and statutory filings
Ensure compliance with all relevant regulatory and statutory requirements
Liaise with tax agents and external consultants on tax matters

Audit & Governance

Lead and coordinate internal and external audit processes
Act as the main point of contact for auditors and regulatory bodies
Ensure timely resolution of audit findings and implementation of recommendations

What You'll Bring

Degree in Accountancy or professional qualification (ACCA / CPA / CA)
Minimum 5 years of relevant experience, with at least 2 years in a supervisory or senior capacity
Regional exposure will be a strong advantage
Strong analytical mindset and decision-making skills, with an affinity to work well with numbers
Strong experience in full set of accounts and financial reporting
Good knowledge of Singapore Financial Reporting Standards (SFRS), GST, and corporate tax
Proficient in Microsoft Excel and financial systems
Strong interpersonal and communication skills, with the ability to partner stakeholders across functions
Proven ability to work independently and manage multiple priorities

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