Ricardo is a 50-year-established automotive and financing group, whose diverse portfolio spans vehicle hire purchase financing, property-backed financing solutions for SMEs in Singapore, comprehensive insurance services, and full-service workshop operations — delivered through Ricardo Cars, Ricardo Financial Services, Ricardo Insurance Agency, and Ricardo Auto Centre.

About the Role

As the Group enters a phase of rapid expansion, we are strengthening our finance function to deliver a more strategic and transformational role by closely partnering all business units and the senior management team. In this role, you will collaborate closely with a seasoned Chief Financial Officer while shaping and developing a growing team, with a unique opportunity to make meaningful impact on the Group's next chapter of growth.

Reporting to the Chief Financial Officer, you will provide financial leadership and serve as a strategic partner to business leaders. Additionally, you will oversee the full spectrum of finance functions, including financial reporting, operations, and compliance.

Financial Leadership & Business Partnering (70%)

Finance Leadership

Drive strategic finance leadership for the Group across corporate finance, including treasury planning (e.g. funding diversification), interest rate and liquidity risk management, tax efficiency, working capital management, etc.
Review financial statements, management reports, and variance analysis with senior management
Lead cash flow management, cost optimisation, and financial planning to ensure liquidity, funding efficiency, and sustainable growth across the Group
Supervise and guide junior finance team members

Business Partnering and Transformation

Partner with business units to provide financial insights, budgeting, and forecasting to enable strategic decision-making and drive business performance and efficiency
Lead finance transformation and continuous process improvements to enhance operational efficiency, executing improvements in reporting processes, systems, and timelines

Financial Management & Oversight (30%)

Financial Reporting & Closing

Oversee and ensure timely preparation of full sets of accounts in compliance with Singapore Financial Reporting Standards (SFRS)
Lead month-end and year-end closing processes, ensuring accuracy and completeness

Financial Operations & Controls

Oversee daily finance operations, including AP, AR, GL, and bank reconciliations
Establish, review, and strengthen internal controls, policies, and SOPs
Ensure accuracy, integrity, and completeness of financial records

Tax & Regulatory Compliance

Oversee preparation and submission of GST, corporate tax, and statutory filings
Ensure compliance with all relevant regulatory and statutory requirements
Liaise with tax agents and external consultants on tax matters

Audit & Governance

Lead and coordinate internal and external audit processes
Act as the main point of contact for auditors and regulatory bodies
Ensure timely resolution of audit findings and implementation of recommendations

About You

Degree in Accountancy or relevant professional qualifications (ACCA / CPA / CA)
Minimum 5-10 years of relevant experience, with at least 3 years in a supervisory or senior capacity
Prior experience working closely with senior management and business leaders to drive performance and efficiency is critical
Regional exposure will be a strong advantage
Strong interpersonal and communication skills, with the ability to partner stakeholders across functions
Proven ability to work independently and manage multiple priorities
Strong analytical mindset and decision-making skills, with an affinity to work well with numbers
Strong experience in full set of accounts and financial reporting, with good knowledge of Singapore Financial Reporting Standards (SFRS), GST, and corporate tax
Proficient in Microsoft Excel and financial systems

Renumeration and Benefits

Competitive package, commensurate with experience and expectations
Annual wage supplement (AWS)
Performance bonus
Working hours: Monday to Friday, 9am to 6pm
Annual leave: 14 days (increasing with years of service, up to 18 days)
Birthday leave: 1 day
Medical and dental benefits

Business Controller

Business Controller (m/f/d)