Business Controller

Ricardo is a 50-year-established automotive and financing group, whose diverse portfolio spans vehicle hire purchase financing, property-backed financing solutions for SMEs in Singapore, comprehensive insurance services, and full-service workshop operations — delivered through Ricardo Cars, Ricardo Financial Services, Ricardo Insurance Agency, and Ricardo Auto Centre.

About the Role

As the Group enters a phase of rapid expansion, we are strengthening our finance function to deliver a more strategic and transformational role by closely partnering all business units and the senior management team. In this role, you will collaborate closely with a seasoned Chief Financial Officer while shaping and developing a growing team, with a unique opportunity to make meaningful impact on the Group's next chapter of growth.

Reporting to the Chief Financial Officer, you will provide financial leadership and serve as a strategic partner to business leaders. Additionally, you will oversee the full spectrum of finance functions, including financial reporting, operations, and compliance.

Financial Leadership & Business Partnering (70%)

Finance Leadership

• Drive strategic finance leadership for the Group across corporate finance, including treasury planning (e.g. funding diversification), interest rate and liquidity risk management, tax efficiency, working capital management, etc.
• Review financial statements, management reports, and variance analysis with senior management
• Lead cash flow management, cost optimisation, and financial planning to ensure liquidity, funding efficiency, and sustainable growth across the Group
• Supervise and guide junior finance team members

Business Partnering and Transformation

• Partner with business units to provide financial insights, budgeting, and forecasting to enable strategic decision-making and drive business performance and efficiency
• Lead finance transformation and continuous process improvements to enhance operational efficiency, executing improvements in reporting processes, systems, and timelines

Financial Management & Oversight (30%)

Financial Reporting & Closing

• Oversee and ensure timely preparation of full sets of accounts in compliance with Singapore Financial Reporting Standards (SFRS)
• Lead month-end and year-end closing processes, ensuring accuracy and completeness

Financial Operations & Controls

• Oversee daily finance operations, including AP, AR, GL, and bank reconciliations
• Establish, review, and strengthen internal controls, policies, and SOPs
• Ensure accuracy, integrity, and completeness of financial records

Tax & Regulatory Compliance

• Oversee preparation and submission of GST, corporate tax, and statutory filings
• Ensure compliance with all relevant regulatory and statutory requirements
• Liaise with tax agents and external consultants on tax matters

Audit & Governance

• Lead and coordinate internal and external audit processes
• Act as the main point of contact for auditors and regulatory bodies
• Ensure timely resolution of audit findings and implementation of recommendations

About You

• Degree in Accountancy or relevant professional qualifications (ACCA / CPA / CA)
• Minimum 5-10 years of relevant experience, with at least 3 years in a supervisory or senior capacity
• Prior experience working closely with senior management and business leaders to drive performance and efficiency is critical
• Regional exposure will be a strong advantage
• Strong interpersonal and communication skills, with the ability to partner stakeholders across functions
• Proven ability to work independently and manage multiple priorities
• Strong analytical mindset and decision-making skills, with an affinity to work well with numbers
• Strong experience in full set of accounts and financial reporting, with good knowledge of Singapore Financial Reporting Standards (SFRS), GST, and corporate tax
• Proficient in Microsoft Excel and financial systems

Renumeration and Benefits

• Competitive package, commensurate with experience and expectations
• Annual wage supplement (AWS)
• Performance bonus
• Working hours: Monday to Friday, 9am to 6pm
• Annual leave: 14 days (increasing with years of service, up to 18 days)
• Birthday leave: 1 day
• Medical and dental benefits