Key Responsibilities

JOB DESCRIPTION

Documentation Review & Portfolio Monitoring

Review credit documentation for completeness, accuracy, and compliance with approved credit terms
Conduct periodic reviews of Commercial Banking credit portfolios to assess portfolio credit health, documentation completeness, and policy compliance
Monitor key risk indicators (KRIs), covenant compliance, and early warning signals across client segments
Validate portfolio data accuracy and ensure alignment with approved credit terms and conditions

Compliance & Risk Management

Monitor adherence to internal credit policies and external regulatory requirements
Identify and monitor documentation gaps, escalate issues and emerging risks to relevant stakeholders

Process Optimization

Assist in initiatives to digitize and automate documentation workflows, reducing manual errors and improving turnaround times
Monitor industry trends and regulatory developments to proactively adapt and improve portfolio management practices
Monitor the turn-around-time for each stage of the end-to-end process, and tracking mechanisms necessary to ensure adherence
Deep-dive and provide actionable insights on overall CMBS portfolio

Audit & Reporting

Support internal and external audits by providing portfolio insights, documentation and responding to queries
Maintain accurate records and generate periodic reports on documentation status and exceptions
Prepare regular portfolio assurance reports highlighting trends, exceptions, and risk concentrations

Stakeholder Engagement

Partner with Relationship Managers, Credit Analysts, Legal, and Operations to ensure documentation is fit-for-purpose and aligned with client needs
Provide subject matter expertise and training to internal teams on documentation standards and regulatory changes

Requirements

Bachelor's degree in Finance, Business, Law, or related discipline
Minimum 5 years of experience in credit documentation, credit operations, or risk assurance
Strong understanding of credit products, lending processes, and regulatory requirements
Understanding of commercial banking products, credit structures, and portfolio dynamics
Knowledge of credit documentation standards and covenant monitoring
Technical understanding of Credit documentation and end to end process
Strong analytical skill and eye for detail
Good communication and interpersonal skills
Independent, versatile and able to perform under pressure
Knowledge of Commercial Banking business practices, processes and procedures
Experience with digital documentation platforms and data governance tools
Good communication skills, written and spoken with the ability to communicate at all levels

Credit Documentation Assurance Specialist

Credit Documentation Assurance Specialist SG