Position Summary:
The Vice President / Director, Financial Crime Risk Business Oversight is accountable for the governance, oversight and independent challenge of AML, Counter‑Terrorist Financing (ATF) and Anti‑Bribery & Corruption (ABAC) risks across TD Securities APAC business, including Singapore, Hong Kong, Japan and Australia.
The role is a senior second‑line position responsible for audit and issue management, regulatory engagement and reporting, regulatory change governance, management and committee reporting, and oversight of centrally performed and outsourced AML controls. The role operates within the global FCRM framework while exercising independent judgement to ensure APAC‑specific regulatory expectations, risks and control dependencies are appropriately governed and escalated
.
The role also supports other FCRM functional pillars by providing senior guidance and product‑informed challenge. Strong product and business model knowledge is required to ensure governance decisions are risk‑based and grounded in how products and transactions operate in practic
e.
Key Responsibiliti
es:Governance & Oversi
- ghtProvide senior oversight and challenge of AML/ATF/ABAC risks across AP
- AC.Review and challenge risk assessments, control effectiveness, issue materiality and risk acceptance decisio
- ns.Ensure alignment with enterprise standards and local regulatory expectatio
ns.
Audit & Issue Manage
- mentAccountable for end‑to‑end governance of audit, regulatory and compliance iss
- ues.Assess findings, determine severity and root cause, and challenge remediation pl
- ans.Oversee issue tracking, escalation and formal closure with senior management and regulat
ors.
Regulatory Engagement & C
- hangeAct as a senior FCRM representative for regulatory engagement across
- APAC.Oversee regulatory reporting, onsite examinations and information requ
- ests.Own regulatory change governance, including horizon scanning, impact assessment and remediation overs
ight.Policies, Standards & Repo
- rtingProvide governance oversight and challenge of AML/ATF/ABAC policies, standards and proced
- ures.Own APAC FCRM management and committee reporting, articulating key risks, issues, trends and priori
ties.
Centralised & Outsourced Control Ove
- rsightProvide APAC oversight of centrally performed AML controls, including transaction monitoring and sanctions scre
- ening.Own outsourcing governance, including MSA review, KPI/KRI assessment, service performance oversight and escal
ation.
Product & Cross‑Functional
- SupportMaintain a working understanding of APAC products, business models and transaction
- flows.Apply product knowledge to support governance decisions, risk challenge, audit issue assessment and regulatory esca
- lation.Support other FCRM functions through product‑informed guidance and challenge, without assuming execution or coverage responsibi
lities.
Required Skills, Qualifications & Ex
- perienceMinimum 15 years experience in AML/FCRM, regulatory compliance or financial crime risk management within financial s
- ervices.ACAMS or equivalent professional certif
- ication.Demonstrated experience in governance, oversight and senior challenge roles, including audit and regulatory eng
- agement.Strong knowledge of APAC AML/ATF/ABAC regulatory frameworks and supervisory expec
- tations.Strong understanding of capital markets products and business models, and how financial crime risks manifest across different products, distribution models and jurisd
- ictions.Ability to translate product and transaction knowledge into effective governance, risk challenge and regulatory decisio
- n‑makingExperience overseeing centralised and outsourced AML control
- models.Proven ability to engage regulators, auditors and senior management with credibility and au
- thority.Strong judgement and decision‑making capability in complex and ambiguous risk envir
- onments.Excellent written and verbal communication skills, with experience producing senior management and committee‑level re
porting.
